Actuary Salary in Spokane Valley, WA: $148,328 (2026)
Quick Answer:A full-time actuary in Spokane Valley, WA earns a median $148,328/year (≈ $71.31/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Spokane Valley's price level (7% above national, BEA RPP 107.4), that paycheck buys what $138,108 would nationally. Nominal pay sits 2.9% above the Washington state average.
Based on BLS state-level estimates · View source
In Spokane Valley, Washington, the projected actuary salary in 2026 reaches a compelling $148,328, positioning it approximately 10.56% higher than the national median of $134,160. This region’s salary range demonstrates significant variability, with the lowest earners making around $87,080 and the top-tier professionals reaching $229,909. These figures are drawn from estimates based on 2025 BLS data and adjusted for regional cost-of-living differences. The job market here shows promise for those in the actuarial field, underscoring Spokane Valley's growing demand for skilled professionals capable of navigating the complexities of insurance and financial risk management.
About the Spokane Valley Market
Salary estimated from Washington average ($132,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $87,080 | $41.87 |
| Lower Range (P25) | $108,641 | $52.23 |
| Median (P50)(typical) | $148,328 | $71.31 |
| Upper Range (P75) | $189,860 | $91.28 |
| Top Earners (P90) | $229,909 | $110.54 |
Median Salary Position
10.56% above the national average
2026 Salary Percentile Distribution in Spokane Valley
In Spokane Valley, WA, the actuary salary spread from the 10th to 90th percentile is $142,829 (2026 est.). At $148,328, the local median is 10.56% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Spokane Valley: You'd be in the lower-middle range
How Spokane Valley Actuary Pay Compares
Spokane Valley median: $148,328/year (2026)
| Compared To | Median Salary | Spokane Valley Pays |
|---|---|---|
| Washington Average | $144,148 | +2.90% more |
| National Average | $134,160 | +10.56% more |
Actuarys in Spokane Valley, WA earn a median of $148,328 per year (2026 est.), which is 10.56% higher than the national median of $134,160 and 2.90% above the Washington state average of $144,148.
Cost-of-Living Adjusted Salary
Spokane Valley has a cost of living 7.40% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Spokane Valley, WA has a cost-of-living index of 107.4 (above the national average of 100). While the nominal salary of $148,328 is competitive, the higher cost of living reduces purchasing power to an effective $138,108 — a 6.89% reduction.
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2019 BLS Actual
$119,793
2025 BLS Actual
$143,729
2026 Current Est.
$148,328
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Spokane Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $119,793 | Actual |
| 2020 | $122,756 | Actual |
| 2021 | $117,084 | Actual |
| 2022 | $126,028 | Actual |
| 2023 | $132,673 | Actual |
| 2024 | $145,941 | Actual |
| 2025 | $143,729 | Actual |
| 2026(current) | $148,328 | Estimated |
| 2027 | $153,075 | Projected |
Based on 7 years of BLS OEWS data for the Spokane Valley metropolitan area, the median actuary salary grew 20.0% from $119,793 (2019) to $143,729 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $153,075 by 2027 — a total increase of $33,282 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Spokane Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $87,080 – $108,641 |
| 3-5 years (Mid Career) | $108,641 – $148,328 |
| 5+ years (Experienced) | $148,328 – $189,860 |
| 10+ years (Top Earner) | $189,860 – $229,909 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Spokane Valley
The actuary pay in Spokane Valley WA is influenced by a variety of factors, including the strong presence of employed actuaries, currently numbering 21 in the area. Given the cost of living index of 107.4, professionals may find their take-home purchasing power slightly challenged compared to national averages. Life insurance companies like Prudential and health insurers such as UnitedHealth likely offer the most competitive salaries among local employers. In this market, the disparity in compensation often arises from exam progression; with each passed exam typically adding $3,000 to $8,000 to the base salary, obtaining advanced credentials like FSA or FCAS can significantly boost earnings. Prospective actuaries should strategically focus on developing skills in predictive analytics and seek mentorship within consulting firms, which often provide higher compensation packages for those who achieve higher-level qualifications.
More salary data for Spokane Valley, WA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $143,729 for actuariesin the Spokane Valley metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Spokane Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov