Actuary Salary in Colchester, VT: $107,279 (2026)
Quick Answer:A full-time actuary in Colchester, VT earns a median $107,279/year (≈ $51.58/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Colchester's price level (4% above national, BEA RPP 103.5), that paycheck buys what $103,651 would nationally. Nominal pay sits 7.4% below the Vermont state average.
Based on BLS state-level estimates · View source
In Colchester, Vermont, the projected median annual actuary salary for 2026 is $107,279, reflecting the unique dynamics of the local job market and the broader health and life insurance sectors compared to property and casualty insurance. The salary range for actuaries spans from $70,707 at the 10th percentile to $166,283 at the 90th percentile, indicating a significant variance in compensation based on experience and specialization. These estimates are derived from 2025 BLS data, adjusted for regional price parities. Notably, Colchester's salary figures fall approximately 20.04% below the national median of $134,160, highlighting the competitive nature of the actuarial field and its challenges within the local context.
About the Colchester Market
Salary estimated from Vermont average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $70,707 | $33.99 |
| Lower Range (P25) | $83,911 | $40.34 |
| Median (P50)(typical) | $107,279 | $51.58 |
| Upper Range (P75) | $137,318 | $66.02 |
| Top Earners (P90) | $166,283 | $79.94 |
Median Salary Position
20.04% below the national average
2026 Salary Percentile Distribution in Colchester
In Colchester, VT, the actuary salary spread from the 10th to 90th percentile is $95,576 (2026 est.). At $107,279, the local median is 20.04% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Colchester: You'd be in the lower-middle range
How Colchester Actuary Pay Compares
Colchester median: $107,279/year (2026)
| Compared To | Median Salary | Colchester Pays |
|---|---|---|
| Vermont Average | $115,853 | -7.40% less |
| National Average | $134,160 | -20.04% less |
Actuarys in Colchester, VT earn a median of $107,279 per year (2026 est.), which is 20.04% lower than the national median of $134,160 and 7.40% below the Vermont state average of $115,853.
Cost-of-Living Adjusted Salary
Colchester has a cost of living 3.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Colchester, VT has a cost-of-living index of 103.5 (above the national average of 100). While the nominal salary of $107,279 is competitive, the higher cost of living reduces purchasing power to an effective $103,651 — a 3.38% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$86,641
2025 BLS Actual
$103,953
2026 Current Est.
$107,279
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Colchester (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $86,641 | Actual |
| 2020 | $88,784 | Actual |
| 2021 | $84,682 | Actual |
| 2022 | $91,151 | Actual |
| 2023 | $95,957 | Actual |
| 2024 | $110,178 | Actual |
| 2025 | $103,953 | Actual |
| 2026(current) | $107,279 | Estimated |
| 2027 | $110,712 | Projected |
Based on 7 years of BLS OEWS data for the Colchester metropolitan area, the median actuary salary grew 20.0% from $86,641 (2019) to $103,953 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $110,712 by 2027 — a total increase of $24,071 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Colchester metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $70,707 – $83,911 |
| 3-5 years (Mid Career) | $83,911 – $107,279 |
| 5+ years (Experienced) | $107,279 – $137,318 |
| 10+ years (Top Earner) | $137,318 – $166,283 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Colchester
While Colchester employs only four actuaries, these professionals face a cost-of-living index of 103.5, suggesting that living expenses are slightly above the national average, which affects their overall purchasing power. Actuaries in the area can typically expect higher pay from companies focused on life insurance, such as Prudential and MetLife, though property and casualty insurers like State Farm and Progressive may also offer competitive packages. The disparity in pay scales is predominantly influenced by one’s progression through rigorous examination requirements, with successful exam completions yielding $3k-$8k pay increases per level. Additionally, attaining higher credentials like FSA or FCAS often leads to better salaries, particularly in consulting firms where advanced skills in predictive analytics are increasingly valuable. To maximize earnings, individuals should focus on passing examinations efficiently and seek opportunities with employers offering substantial benefits tied to credential achievement.
More salary data for Colchester, VT:
Frequently Asked Questions
How much do actuaries make in Colchester, VT in 2026?
Is Colchester, VT a good place to work as a actuary?
Can actuaries make $100K in Colchester?
What is the cost-of-living adjusted actuary salary in Colchester?
How much does a actuary make per hour in Colchester?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Vermont
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $103,953 for actuariesin the Colchester metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Colchester is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov