Actuary Salary in Sandy, UT: $133,239 (2026)
Quick Answer:A full-time actuary in Sandy, UT earns a median $133,239/year (≈ $64.06/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sandy's price level (2% below national, BEA RPP 98.1), that paycheck buys what $135,820 would nationally. Nominal pay sits 1.2% above the Utah state average.
Based on BLS state-level estimates · View source

In 2026, actuaries in Sandy, Utah, are projected to earn a median annual salary of $133,239, slightly below the national median of $134,160. The salary range for this profession is considerable, spanning from $80,366 at the 10th percentile to $206,521 at the 90th percentile. These figures reflect local estimates based on 2025 BLS data, adjusted for regional cost differences. While earnings may vary widely, actuaries specializing in life, health, and pension through the SOA or property and casualty through the CAS can find distinct niches in the market that influence their compensation levels.
About the Sandy Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,366 | $38.64 |
| Lower Range (P25) | $99,097 | $47.65 |
| Median (P50)(typical) | $133,239 | $64.06 |
| Upper Range (P75) | $170,546 | $81.99 |
| Top Earners (P90) | $206,521 | $99.29 |
Median Salary Position
0.69% below the national average
2026 Salary Percentile Distribution in Sandy
In Sandy, UT, the actuary salary spread from the 10th to 90th percentile is $126,155 (2026 est.). At $133,239, the local median is 0.69% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Sandy: You'd be in the lower-middle range
How Sandy Actuary Pay Compares
Sandy median: $133,239/year (2026)
| Compared To | Median Salary | Sandy Pays |
|---|---|---|
| Utah Average | $131,660 | +1.20% more |
| National Average | $134,160 | -0.69% less |
Actuarys in Sandy, UT earn a median of $133,239 per year (2026 est.), which is 0.69% lower than the national median of $134,160 and 1.20% above the Utah state average of $131,660.
Cost-of-Living Adjusted Salary
Sandy has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sandy, UT has a cost-of-living index of 98.1 (below the national average of 100). A actuary earning $133,239 nominally has purchasing power equivalent to $135,820 in an average-cost city — an effective 1.94% boost.
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2019 BLS Actual
$107,607
2025 BLS Actual
$129,108
2026 Current Est.
$133,239
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sandy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $107,607 | Actual |
| 2020 | $110,268 | Actual |
| 2021 | $105,173 | Actual |
| 2022 | $113,208 | Actual |
| 2023 | $119,177 | Actual |
| 2024 | $114,211 | Actual |
| 2025 | $129,108 | Actual |
| 2026(current) | $133,239 | Estimated |
| 2027 | $137,503 | Projected |
Based on 7 years of BLS OEWS data for the Sandy metropolitan area, the median actuary salary grew 20.0% from $107,607 (2019) to $129,108 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $137,503 by 2027 — a total increase of $29,896 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sandy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,366 – $99,097 |
| 3-5 years (Mid Career) | $99,097 – $133,239 |
| 5+ years (Experienced) | $133,239 – $170,546 |
| 10+ years (Top Earner) | $170,546 – $206,521 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sandy
With only 18 actuaries employed in the Sandy area, the job market for this profession remains relatively modest yet stable. The area's cost-of-living index stands at 98.1, indicating that while salaries may be slightly lower than national averages, purchasing power remains competitive. High-paying employers in Sandy include insurance firms like Prudential and UnitedHealth, along with consulting giants such as Mercer and Aon. The variance in salaries is largely driven by the exam progression, where each passed exam can lead to a notable pay increase. Specific niches, like property and casualty reinsurance, command higher salaries compared to life or health insurance roles. To maximize earnings, aspiring actuaries should consider developing skills in predictive analytics and data science, and strategically targeting firms that value fellowship credentials.
More salary data for Sandy, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,108 for actuariesin the Sandy metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sandy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov