Actuary Salary in Layton, UT: $130,842 (2026)
Quick Answer:A full-time actuary in Layton, UT earns a median $130,842/year (≈ $62.90/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Layton's price level (2% below national, BEA RPP 98.1), that paycheck buys what $133,376 would nationally. Nominal pay sits 0.6% below the Utah state average.
Based on BLS state-level estimates · View source
In Layton, Utah, the projected median annual salary for actuaries in 2026 is $130,842, slightly lower than the national median of $134,160, but still reflective of a strong regional market. This estimate indicates a salary range from $75,888 at the 10th percentile to $202,806 at the 90th percentile. These figures are derived from 2025 BLS data, adjusted for regional cost disparities, showcasing the competitive nature of actuarial pay in Layton. As firms across sectors strive to attract top talent, understanding the nuances of salary trajectories—especially between consulting firms like Milliman and Mercer and insurers—becomes critical for career progression in this field.
About the Layton Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,888 | $36.48 |
| Lower Range (P25) | $94,425 | $45.40 |
| Median (P50)(typical) | $130,842 | $62.90 |
| Upper Range (P75) | $167,478 | $80.52 |
| Top Earners (P90) | $202,806 | $97.50 |
Median Salary Position
2.47% below the national average
2026 Salary Percentile Distribution in Layton
In Layton, UT, the actuary salary spread from the 10th to 90th percentile is $126,918 (2026 est.). At $130,842, the local median is 2.47% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Layton: You'd be in the lower-middle range
How Layton Actuary Pay Compares
Layton median: $130,842/year (2026)
| Compared To | Median Salary | Layton Pays |
|---|---|---|
| Utah Average | $131,632 | -0.60% less |
| National Average | $134,160 | -2.47% less |
Actuarys in Layton, UT earn a median of $130,842 per year (2026 est.), which is 2.47% lower than the national median of $134,160 and 0.60% below the Utah state average of $131,632.
Cost-of-Living Adjusted Salary
Layton has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Layton, UT has a cost-of-living index of 98.1 (below the national average of 100). A actuary earning $130,842 nominally has purchasing power equivalent to $133,376 in an average-cost city — an effective 1.94% boost.
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2019 BLS Actual
$105,670
2025 BLS Actual
$126,785
2026 Current Est.
$130,842
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Layton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,670 | Actual |
| 2020 | $108,284 | Actual |
| 2021 | $103,281 | Actual |
| 2022 | $111,171 | Actual |
| 2023 | $117,032 | Actual |
| 2024 | $112,156 | Actual |
| 2025 | $126,785 | Actual |
| 2026(current) | $130,842 | Estimated |
| 2027 | $135,029 | Projected |
Based on 7 years of BLS OEWS data for the Layton metropolitan area, the median actuary salary grew 20.0% from $105,670 (2019) to $126,785 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $135,029 by 2027 — a total increase of $29,359 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Layton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,888 – $94,425 |
| 3-5 years (Mid Career) | $94,425 – $130,842 |
| 5+ years (Experienced) | $130,842 – $167,478 |
| 10+ years (Top Earner) | $167,478 – $202,806 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Layton
The local job market in Layton employs 13 actuaries, providing a small yet focused community for professionals. With a cost of living index at 98.1, it’s essential for actuaries to consider the implications for disposable income despite the strong salary opportunities available. Employers, particularly in the insurance and consulting sectors, are likely to offer the most competitive pay. For instance, leading firms such as Prudential and UnitedHealth can provide attractive compensation packages, including benefits for continuing education and exam bonuses. To optimize salary potential, actuaries should focus on completing exams and obtaining advanced credentials, as this significantly impacts earning potential, particularly when transitioning from ASA to FSA status, where significant pay increases are often witnessed.
More salary data for Layton, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,785 for actuariesin the Layton metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Layton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov