Actuary Salary in University Park, TX: $122,020 (2026)
Quick Answer:A full-time actuary in University Park, TX earns a median $122,020/year (≈ $58.66/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in University Park's price level (4% below national, BEA RPP 96.0), that paycheck buys what $127,104 would nationally. Nominal pay sits 5.3% below the Texas state average.
Based on BLS state-level estimates · View source
Actuaries in University Park, Texas, are projected to earn a median annual salary of $122,020 in 2026, reflecting a slight decrease compared to the national median of $134,160. This salary range spans from $75,372 at the 10th percentile to $189,131 at the 90th percentile, indicating a diverse compensation structure based on experience and specialization. Local estimates derived from 2025 BLS OEWS data, adjusted for regional costs, highlight the varying income opportunities across different actuarial sectors. In this market, those with a focus on life, health, or pension (SOA) specialties may find different compensation dynamics compared to their counterparts in property and casualty (CAS) roles, underscoring the importance of aligning career paths with market demands.
About the University Park Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,372 | $36.23 |
| Lower Range (P25) | $91,381 | $43.93 |
| Median (P50)(typical) | $122,020 | $58.66 |
| Upper Range (P75) | $156,185 | $75.09 |
| Top Earners (P90) | $189,131 | $90.93 |
Median Salary Position
9.05% below the national average
2026 Salary Percentile Distribution in University Park
In University Park, TX, the actuary salary spread from the 10th to 90th percentile is $113,759 (2026 est.). At $122,020, the local median is 9.05% below the national median of $134,160.
Salary Calculator
At 40 hours/week in University Park: You'd be in the lower-middle range
How University Park Actuary Pay Compares
University Park median: $122,020/year (2026)
| Compared To | Median Salary | University Park Pays |
|---|---|---|
| Texas Average | $128,849 | -5.30% less |
| National Average | $134,160 | -9.05% less |
Actuarys in University Park, TX earn a median of $122,020 per year (2026 est.), which is 9.05% lower than the national median of $134,160 and 5.30% below the Texas state average of $128,849.
Cost-of-Living Adjusted Salary
University Park has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
University Park, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $122,020 nominally has purchasing power equivalent to $127,104 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$98,545
2025 BLS Actual
$118,236
2026 Current Est.
$122,020
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in University Park (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,545 | Actual |
| 2020 | $100,983 | Actual |
| 2021 | $96,317 | Actual |
| 2022 | $103,675 | Actual |
| 2023 | $109,141 | Actual |
| 2024 | $116,417 | Actual |
| 2025 | $118,236 | Actual |
| 2026(current) | $122,020 | Estimated |
| 2027 | $125,924 | Projected |
Based on 7 years of BLS OEWS data for the University Park metropolitan area, the median actuary salary grew 20.0% from $98,545 (2019) to $118,236 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $125,924 by 2027 — a total increase of $27,379 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the University Park metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,372 – $91,381 |
| 3-5 years (Mid Career) | $91,381 – $122,020 |
| 5+ years (Experienced) | $122,020 – $156,185 |
| 10+ years (Top Earner) | $156,185 – $189,131 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in University Park
With only five actuaries currently employed in University Park, the local job market remains competitive yet limited, indicating potential challenges for job seekers. The cost of living index stands at 96, which is slightly below the national average, suggesting that while salaries are comparatively lower, purchasing power may be less impacted by regional expenses. Employers such as Prudential and UnitedHealth typically offer higher salaries within the life and health insurance sectors. However, actuaries looking to maximize their pay should focus on advancing their exam credentials; each passed exam can net an additional $3,000 to $8,000 in salary. By prioritizing specialization in high-demand areas like consulting or predictive analytics, actuaries can enhance their pay potential in University Park, TX.
More salary data for University Park, TX:
Frequently Asked Questions
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $118,236 for actuariesin the University Park metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for University Park is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov