Actuary Salary in Tomball, TX: $118,117 (2026)
Quick Answer:A full-time actuary in Tomball, TX earns a median $118,117/year (≈ $56.79/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Tomball's price level (4% below national, BEA RPP 96.0), that paycheck buys what $123,039 would nationally. Nominal pay sits 8.3% below the Texas state average.
Based on BLS state-level estimates · View source
In Tomball, Texas, actuaries can expect a median annual salary of $118,117 as of 2026, reflecting a localized estimate based on BLS state-level data and adjustments for regional cost of living. The salary spectrum ranges from $76,531 at the 10th percentile to $181,269 at the 90th percentile, indicating a significant variance in compensation within this specialized field. Actuaries in Tomball, particularly those aligned with Society of Actuaries (SOA) for life and health or pension sectors, or the Casualty Actuarial Society (CAS) for property and casualty, may find their earnings influenced by these dynamics, presenting a compelling snapshot of professional opportunities in the area.
About the Tomball Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,531 | $36.79 |
| Lower Range (P25) | $91,054 | $43.78 |
| Median (P50)(typical) | $118,117 | $56.79 |
| Upper Range (P75) | $149,321 | $71.79 |
| Top Earners (P90) | $181,269 | $87.15 |
Median Salary Position
11.96% below the national average
2026 Salary Percentile Distribution in Tomball
In Tomball, TX, the actuary salary spread from the 10th to 90th percentile is $104,738 (2026 est.). At $118,117, the local median is 11.96% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Tomball: You'd be in the lower-middle range
How Tomball Actuary Pay Compares
Tomball median: $118,117/year (2026)
| Compared To | Median Salary | Tomball Pays |
|---|---|---|
| Texas Average | $128,808 | -8.30% less |
| National Average | $134,160 | -11.96% less |
Actuarys in Tomball, TX earn a median of $118,117 per year (2026 est.), which is 11.96% lower than the national median of $134,160 and 8.30% below the Texas state average of $128,808.
Cost-of-Living Adjusted Salary
Tomball has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Tomball, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $118,117 nominally has purchasing power equivalent to $123,039 in an average-cost city — an effective 4.17% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$95,393
2025 BLS Actual
$114,454
2026 Current Est.
$118,117
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Tomball (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $95,393 | Actual |
| 2020 | $97,753 | Actual |
| 2021 | $93,236 | Actual |
| 2022 | $100,359 | Actual |
| 2023 | $105,650 | Actual |
| 2024 | $112,693 | Actual |
| 2025 | $114,454 | Actual |
| 2026(current) | $118,117 | Estimated |
| 2027 | $121,896 | Projected |
Based on 7 years of BLS OEWS data for the Tomball metropolitan area, the median actuary salary grew 20.0% from $95,393 (2019) to $114,454 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $121,896 by 2027 — a total increase of $26,503 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tomball metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,531 – $91,054 |
| 3-5 years (Mid Career) | $91,054 – $118,117 |
| 5+ years (Experienced) | $118,117 – $149,321 |
| 10+ years (Top Earner) | $149,321 – $181,269 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Tomball
With only five actuaries currently employed in Tomball, the local job market for these professionals is relatively small, yet it operates within a cost-of-living index of 96, indicating an overall lower purchasing power compared to the national average. This environment might appeal to candidates considering opportunities within life insurance companies, like Prudential or MetLife, or those venturing into health insurance sectors such as UnitedHealth and Cigna. Exam progression fundamentally drives salary disparities, with each passed exam resulting in an increase to base compensation. Additionally, actuarial roles at consulting firms typically offer higher pay scales, especially for fully credentialed individuals, as clients seek advanced analytics and predictive modeling skills. For aspiring actuaries in Tomball, focusing on strategic networking and achieving advanced credentials can optimize their salary potential in this competitive yet geographically unique market.
More salary data for Tomball, TX:
Frequently Asked Questions
How much do actuaries make in Tomball, TX in 2026?
Is Tomball, TX a good place to work as a actuary?
Can actuaries make $100K in Tomball?
What is the cost-of-living adjusted actuary salary in Tomball?
How much does a actuary make per hour in Tomball?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $114,454 for actuariesin the Tomball metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Tomball is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov