Actuary Salary in The Colony, TX: $125,974 (2026)
Quick Answer:A full-time actuary in The Colony, TX earns a median $125,974/year (≈ $60.57/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in The Colony's price level (4% below national, BEA RPP 96.0), that paycheck buys what $131,223 would nationally. Nominal pay sits 2.2% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, the projected actuarial salary in The Colony, Texas, reaches approximately $125,974, which is around 6.10% lower than the national median of $134,160. The salary range varies significantly from $75,507 at the 10th percentile to $195,260 at the 90th percentile. Local estimates, derived from BLS state-level data and adjusted for regional cost differences, highlight a notable salary gradient between consulting firms like Milliman, Mercer, and WTW and traditional insurance companies. The relatively small workforce of only nine actuaries employed locally could suggest a niche market where specific expertise, particularly at the FSA level, commands higher compensation, thereby making The Colony an intriguing location for actuaries seeking competitive pay in the Texas region.
About the The Colony Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,507 | $36.31 |
| Lower Range (P25) | $92,946 | $44.69 |
| Median (P50)(typical) | $125,974 | $60.57 |
| Upper Range (P75) | $161,247 | $77.52 |
| Top Earners (P90) | $195,260 | $93.87 |
Median Salary Position
6.1% below the national average
2026 Salary Percentile Distribution in The Colony
In The Colony, TX, the actuary salary spread from the 10th to 90th percentile is $119,753 (2026 est.). At $125,974, the local median is 6.1% below the national median of $134,160.
Salary Calculator
At 40 hours/week in The Colony: You'd be in the lower-middle range
How The Colony Actuary Pay Compares
The Colony median: $125,974/year (2026)
| Compared To | Median Salary | The Colony Pays |
|---|---|---|
| Texas Average | $128,808 | -2.20% less |
| National Average | $134,160 | -6.10% less |
Actuarys in The Colony, TX earn a median of $125,974 per year (2026 est.), which is 6.10% lower than the national median of $134,160 and 2.20% below the Texas state average of $128,808.
Cost-of-Living Adjusted Salary
The Colony has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
The Colony, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $125,974 nominally has purchasing power equivalent to $131,223 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$101,739
2025 BLS Actual
$122,068
2026 Current Est.
$125,974
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in The Colony (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,739 | Actual |
| 2020 | $104,255 | Actual |
| 2021 | $99,438 | Actual |
| 2022 | $107,035 | Actual |
| 2023 | $112,678 | Actual |
| 2024 | $120,190 | Actual |
| 2025 | $122,068 | Actual |
| 2026(current) | $125,974 | Estimated |
| 2027 | $130,005 | Projected |
Based on 7 years of BLS OEWS data for the The Colony metropolitan area, the median actuary salary grew 20.0% from $101,739 (2019) to $122,068 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $130,005 by 2027 — a total increase of $28,266 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the The Colony metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,507 – $92,946 |
| 3-5 years (Mid Career) | $92,946 – $125,974 |
| 5+ years (Experienced) | $125,974 – $161,247 |
| 10+ years (Top Earner) | $161,247 – $195,260 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in The Colony
In assessing the actuarial pay in The Colony TX, it's essential to consider the cost of living, with a cost-of-living index of 96 indicating relatively lower living expenses compared to the national average. This feature can help an actuary’s purchasing power stretch further in the area. Major employers include life and health insurers such as Prudential and UnitedHealth, which can provide some of the highest salaries locally. The variability in compensation stems from factors like exam progression, with each passed actuarial exam typically adding $3,000 to $8,000 to a professional's salary. As a strategic approach, candidates should aim to excel through credentialing and consider developing specialties in areas commanding the highest rates, such as property & casualty insurance or consulting services. This path is vital for maximizing potential earnings in The Colony's specific labor market.
More salary data for The Colony, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $122,068 for actuariesin the The Colony metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for The Colony is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov