Actuary Salary in Texarkana, TX: $125,614 (2026)
Quick Answer:A full-time actuary in Texarkana, TX earns a median $125,614/year (≈ $60.39/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Texarkana's price level (4% below national, BEA RPP 96.0), that paycheck buys what $130,848 would nationally. Nominal pay sits 2.5% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, actuary salaries in Texarkana, TX, are projected to be competitive, with a median annual salary of $125,614. This figure reflects estimates derived from BLS state-level data and regional cost adjustments, illustrating a compelling pay trajectory for professionals in the field. Actuaries in this area can expect salaries that range from $74,695 at the lower end to as high as $194,701 for those at the advanced stage of their career. The local job market features a concentration of employed actuaries, revealing opportunities particularly within consulting firms such as Milliman and Mercer, which often provide higher compensation compared to traditional insurance carriers.
About the Texarkana Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,695 | $35.91 |
| Lower Range (P25) | $92,239 | $44.35 |
| Median (P50)(typical) | $125,614 | $60.39 |
| Upper Range (P75) | $160,786 | $77.30 |
| Top Earners (P90) | $194,701 | $93.60 |
Median Salary Position
6.37% below the national average
2026 Salary Percentile Distribution in Texarkana
In Texarkana, TX, the actuary salary spread from the 10th to 90th percentile is $120,006 (2026 est.). At $125,614, the local median is 6.37% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Texarkana: You'd be in the lower-middle range
How Texarkana Actuary Pay Compares
Texarkana median: $125,614/year (2026)
| Compared To | Median Salary | Texarkana Pays |
|---|---|---|
| Texas Average | $128,835 | -2.50% less |
| National Average | $134,160 | -6.37% less |
Actuarys in Texarkana, TX earn a median of $125,614 per year (2026 est.), which is 6.37% lower than the national median of $134,160 and 2.50% below the Texas state average of $128,835.
Cost-of-Living Adjusted Salary
Texarkana has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Texarkana, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $125,614 nominally has purchasing power equivalent to $130,848 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$101,448
2025 BLS Actual
$121,719
2026 Current Est.
$125,614
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Texarkana (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,448 | Actual |
| 2020 | $103,957 | Actual |
| 2021 | $99,154 | Actual |
| 2022 | $106,729 | Actual |
| 2023 | $112,356 | Actual |
| 2024 | $119,847 | Actual |
| 2025 | $121,719 | Actual |
| 2026(current) | $125,614 | Estimated |
| 2027 | $129,634 | Projected |
Based on 7 years of BLS OEWS data for the Texarkana metropolitan area, the median actuary salary grew 20.0% from $101,448 (2019) to $121,719 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $129,634 by 2027 — a total increase of $28,186 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Texarkana metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,695 – $92,239 |
| 3-5 years (Mid Career) | $92,239 – $125,614 |
| 5+ years (Experienced) | $125,614 – $160,786 |
| 10+ years (Top Earner) | $160,786 – $194,701 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Texarkana
Employment for actuaries in Texarkana is relatively specialized, with approximately nine actuaries currently in the workforce. This tight-knit community operates within a cost-of-living index of 96, translating to a slightly lower local expense compared to the national average, enhancing the take-home purchasing power for these professionals. Life insurance firms like Prudential and MetLife, as well as health insurance companies like UnitedHealth, tend to be the highest-paying local employers. Variability in actuary pay is often driven by factors such as progress through the examination process and the achievement of higher-level credentials like FSA or FCAS. Actuaries looking to maximize their pay in Texarkana should focus on continuing their education, gaining crucial VEE credits, and developing skills in predictive analytics.
More salary data for Texarkana, TX:
Frequently Asked Questions
How much do actuaries make in Texarkana, TX in 2026?
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Can actuaries make $100K in Texarkana?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,719 for actuariesin the Texarkana metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Texarkana is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov