Actuary Salary in Sugar Land, TX: $128,422 (2026)
Quick Answer:A full-time actuary in Sugar Land, TX earns a median $128,422/year (≈ $61.74/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sugar Land's price level (4% below national, BEA RPP 96.0), that paycheck buys what $133,773 would nationally. Nominal pay sits 0.3% below the Texas state average.
Based on BLS state-level estimates · View source
In Sugar Land, Texas, actuaries can expect a median annual salary of $128,422 in 2026, reflecting a slight decrease compared to the national median of $134,160. The local salary spectrum ranges from $79,019 at the 10th percentile to $199,054 at the 90th percentile, indicating substantial earning potential for those who excel in this field. These figures, based on 2025 BLS data projected to 2026, provide a detailed context for actuary pay in Sugar Land, TX, especially considering the area’s unique economic environment. With a relatively small group of 21 actuaries employed in the region, the market dynamics may lead to varied opportunities depending on specialty and experience, particularly as these professionals progress through exam stages.
About the Sugar Land Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,019 | $37.99 |
| Lower Range (P25) | $96,807 | $46.54 |
| Median (P50)(typical) | $128,422 | $61.74 |
| Upper Range (P75) | $164,380 | $79.03 |
| Top Earners (P90) | $199,054 | $95.70 |
Median Salary Position
4.28% below the national average
2026 Salary Percentile Distribution in Sugar Land
In Sugar Land, TX, the actuary salary spread from the 10th to 90th percentile is $120,035 (2026 est.). At $128,422, the local median is 4.28% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Sugar Land: You'd be in the lower-middle range
How Sugar Land Actuary Pay Compares
Sugar Land median: $128,422/year (2026)
| Compared To | Median Salary | Sugar Land Pays |
|---|---|---|
| Texas Average | $128,809 | -0.30% less |
| National Average | $134,160 | -4.28% less |
Actuarys in Sugar Land, TX earn a median of $128,422 per year (2026 est.), which is 4.28% lower than the national median of $134,160 and 0.30% below the Texas state average of $128,809.
Cost-of-Living Adjusted Salary
Sugar Land has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sugar Land, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $128,422 nominally has purchasing power equivalent to $133,773 in an average-cost city — an effective 4.17% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$103,716
2025 BLS Actual
$124,440
2026 Current Est.
$128,422
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sugar Land (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,716 | Actual |
| 2020 | $106,281 | Actual |
| 2021 | $101,371 | Actual |
| 2022 | $109,115 | Actual |
| 2023 | $114,868 | Actual |
| 2024 | $122,525 | Actual |
| 2025 | $124,440 | Actual |
| 2026(current) | $128,422 | Estimated |
| 2027 | $132,532 | Projected |
Based on 7 years of BLS OEWS data for the Sugar Land metropolitan area, the median actuary salary grew 20.0% from $103,716 (2019) to $124,440 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,532 by 2027 — a total increase of $28,816 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sugar Land metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,019 – $96,807 |
| 3-5 years (Mid Career) | $96,807 – $128,422 |
| 5+ years (Experienced) | $128,422 – $164,380 |
| 10+ years (Top Earner) | $164,380 – $199,054 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sugar Land
Sugar Land’s actuarial job market buoyed by a cost-of-living index of 96, suggests a favorable environment for take-home purchasing power, as salaries provide greater relative value in this lower-cost area. Employers across several sectors, including life insurance giants Prudential and MetLife, health insurers like UnitedHealth, and consulting firms such as Mercer and Aon, offer competitive compensation and can significantly enhance earning potential. The variance in salaries is influenced by factors like exam progression—the completion of each exam typically yields pay increments—and the level of credentials, with ASAs commanding less than FSAs. For those aiming to maximize their earnings in Sugar Land, cultivating expertise in high-demand areas such as predictive analytics or specialty sectors like property and casualty reinsurance may be beneficial, alongside pursuing the completion of professional exams to reach more lucrative positions.
More salary data for Sugar Land, TX:
Frequently Asked Questions
How much do actuaries make in Sugar Land, TX in 2026?
Is Sugar Land, TX a good place to work as a actuary?
Can actuaries make $100K in Sugar Land?
What is the cost-of-living adjusted actuary salary in Sugar Land?
How much does a actuary make per hour in Sugar Land?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,440 for actuariesin the Sugar Land metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sugar Land is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov