Actuary Salary in Schertz, TX: $123,565 (2026)
Quick Answer:A full-time actuary in Schertz, TX earns a median $123,565/year (≈ $59.40/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Schertz's price level (4% below national, BEA RPP 96.0), that paycheck buys what $128,714 would nationally. Nominal pay sits 4.1% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Schertz, Texas, command a median annual salary of $123,565, reflecting a market that sits slightly below the national median of $134,160. The salary range for these professionals extends from $76,477 at the 10th percentile to $191,527 at the 90th percentile, highlighting significant earning potential depending on credentials, experience, and employer type. Notably, local salary estimates are adjusted for the region's cost of living, which is indexed at 96—indicating lower living expenses compared to the national average. Actuaries working within consulting firms like Mercer and WTW typically earn more than their counterparts in insurance sectors, which creates a compelling dynamic for professionals considering their career paths in Schertz's local job market.
About the Schertz Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,477 | $36.77 |
| Lower Range (P25) | $93,047 | $44.74 |
| Median (P50)(typical) | $123,565 | $59.40 |
| Upper Range (P75) | $158,164 | $76.04 |
| Top Earners (P90) | $191,527 | $92.09 |
Median Salary Position
7.9% below the national average
2026 Salary Percentile Distribution in Schertz
In Schertz, TX, the actuary salary spread from the 10th to 90th percentile is $115,050 (2026 est.). At $123,565, the local median is 7.9% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Schertz: You'd be in the lower-middle range
How Schertz Actuary Pay Compares
Schertz median: $123,565/year (2026)
| Compared To | Median Salary | Schertz Pays |
|---|---|---|
| Texas Average | $128,848 | -4.10% less |
| National Average | $134,160 | -7.90% less |
Actuarys in Schertz, TX earn a median of $123,565 per year (2026 est.), which is 7.90% lower than the national median of $134,160 and 4.10% below the Texas state average of $128,848.
Cost-of-Living Adjusted Salary
Schertz has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Schertz, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $123,565 nominally has purchasing power equivalent to $128,714 in an average-cost city — an effective 4.17% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$99,794
2025 BLS Actual
$119,734
2026 Current Est.
$123,565
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Schertz (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,794 | Actual |
| 2020 | $102,262 | Actual |
| 2021 | $97,537 | Actual |
| 2022 | $104,988 | Actual |
| 2023 | $110,524 | Actual |
| 2024 | $117,892 | Actual |
| 2025 | $119,734 | Actual |
| 2026(current) | $123,565 | Estimated |
| 2027 | $127,520 | Projected |
Based on 7 years of BLS OEWS data for the Schertz metropolitan area, the median actuary salary grew 20.0% from $99,794 (2019) to $119,734 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $127,520 by 2027 — a total increase of $27,726 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Schertz metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,477 – $93,047 |
| 3-5 years (Mid Career) | $93,047 – $123,565 |
| 5+ years (Experienced) | $123,565 – $158,164 |
| 10+ years (Top Earner) | $158,164 – $191,527 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Schertz
A small cohort of just six actuaries is currently employed in Schertz, illustrating a specialized field that could be influenced by regional economic factors. Despite the competitive compensation, the cost of living index suggests that actuaries might enjoy a favorable purchasing power compared to those in higher-cost metropolitan areas. Employers in Schertz span various sectors, including life and health insurance companies such as MetLife and UnitedHealth, as well as prominent consulting firms, which often offer superior salary packages. The significant disparity in salaries, ranging from lower to higher pay brackets, often hinges on progress through actuarial exams—the completion of each step can add considerable value to one's base salary. For those looking to enhance their earning potential, focusing on obtaining Fellowship-level credentials, engaging with predictive analytics, and securing beneficial study time and sign-on bonuses can provide a substantial lift in pay within the Schertz market.
More salary data for Schertz, TX:
Frequently Asked Questions
How much do actuaries make in Schertz, TX in 2026?
Is Schertz, TX a good place to work as a actuary?
Can actuaries make $100K in Schertz?
What is the cost-of-living adjusted actuary salary in Schertz?
How much does a actuary make per hour in Schertz?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $119,734 for actuariesin the Schertz metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Schertz is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov