Actuary Salary in Prosper, TX: $123,335 (2026)
Quick Answer:A full-time actuary in Prosper, TX earns a median $123,335/year (≈ $59.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Prosper's price level (4% below national, BEA RPP 96.0), that paycheck buys what $128,474 would nationally. Nominal pay sits 4.2% below the Texas state average.
Based on BLS state-level estimates · View source
In Prosper, Texas, the projected annual remuneration for actuaries stands at $123,335 in 2026, reflecting a modest decrease compared to the national median of $134,160. Salary figures in this region show notable variability, with a range spanning from $79,801 at the 10th percentile to a high of $191,170 at the 90th percentile. These estimates, derived from 2025 BLS data adjusted for regional cost factors, highlight the local market's unique circumstances. As the demand for both SOA (life/health/pension) and CAS (property/casualty) actuaries persists, the compensation landscape reveals the evolving preferences of employers in Prosper, creating opportunities that cater to diverse specializations within the actuarial profession.
About the Prosper Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,801 | $38.37 |
| Lower Range (P25) | $95,338 | $45.83 |
| Median (P50)(typical) | $123,335 | $59.30 |
| Upper Range (P75) | $157,869 | $75.90 |
| Top Earners (P90) | $191,170 | $91.91 |
Median Salary Position
8.07% below the national average
2026 Salary Percentile Distribution in Prosper
In Prosper, TX, the actuary salary spread from the 10th to 90th percentile is $111,369 (2026 est.). At $123,335, the local median is 8.07% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Prosper: You'd be in the lower-middle range
How Prosper Actuary Pay Compares
Prosper median: $123,335/year (2026)
| Compared To | Median Salary | Prosper Pays |
|---|---|---|
| Texas Average | $128,743 | -4.20% less |
| National Average | $134,160 | -8.07% less |
Actuarys in Prosper, TX earn a median of $123,335 per year (2026 est.), which is 8.07% lower than the national median of $134,160 and 4.20% below the Texas state average of $128,743.
Cost-of-Living Adjusted Salary
Prosper has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Prosper, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $123,335 nominally has purchasing power equivalent to $128,474 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$99,608
2025 BLS Actual
$119,511
2026 Current Est.
$123,335
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Prosper (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,608 | Actual |
| 2020 | $102,072 | Actual |
| 2021 | $97,355 | Actual |
| 2022 | $104,793 | Actual |
| 2023 | $110,318 | Actual |
| 2024 | $117,673 | Actual |
| 2025 | $119,511 | Actual |
| 2026(current) | $123,335 | Estimated |
| 2027 | $127,282 | Projected |
Based on 7 years of BLS OEWS data for the Prosper metropolitan area, the median actuary salary grew 20.0% from $99,608 (2019) to $119,511 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $127,282 by 2027 — a total increase of $27,674 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Prosper metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,801 – $95,338 |
| 3-5 years (Mid Career) | $95,338 – $123,335 |
| 5+ years (Experienced) | $123,335 – $157,869 |
| 10+ years (Top Earner) | $157,869 – $191,170 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Prosper
Within the local job market, there are currently seven actuaries employed in Prosper, presenting a compact yet significant professional community. The cost of living index of 96 signals that residents enjoy a slightly lower-than-average cost structure, which allows for more disposable income and purchasing power relative to salary. Top employers in the area, such as renowned life insurance providers and consulting firms, generally offer competitive pay packages that reward advancement through exam progress, making it paramount for aspiring actuaries to remain focused on acquiring credentials like the ASA or FSA. Strategies for maximizing pay include targeting positions with property and casualty insurers or reinsurance firms, where the financial rewards are often higher. Understanding the dynamic between specialty markets, credential advancement, and employer preferences can significantly impact how much actuaries make in Prosper, TX.
More salary data for Prosper, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $119,511 for actuariesin the Prosper metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Prosper is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov