Actuary Salary in Little Elm, TX: $124,975 (2026)
Quick Answer:A full-time actuary in Little Elm, TX earns a median $124,975/year (≈ $60.08/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Little Elm's price level (4% below national, BEA RPP 96.0), that paycheck buys what $130,182 would nationally. Nominal pay sits 3.0% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, an actuary in Little Elm, Texas, can expect a median annual salary of $124,975, which reflects a slight decrease of 6.85% compared to the national median of $134,160. The salary range in the area runs from $73,260 at the 10th percentile to $193,712 at the 90th percentile, indicating significant potential for earnings growth. These figures are derived from estimates based on 2025 BLS OEWS data and adjusted for regional price parities. Little Elm’s job market presents a unique opportunity for actuaries, particularly as candidates navigate their specialty—whether in life, health, pension (SOA), or property and casualty (CAS)—to optimize their earning potential.
About the Little Elm Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,260 | $35.22 |
| Lower Range (P25) | $98,605 | $47.41 |
| Median (P50)(typical) | $124,975 | $60.08 |
| Upper Range (P75) | $159,453 | $76.66 |
| Top Earners (P90) | $193,712 | $93.13 |
Median Salary Position
6.85% below the national average
2026 Salary Percentile Distribution in Little Elm
In Little Elm, TX, the actuary salary spread from the 10th to 90th percentile is $120,452 (2026 est.). At $124,975, the local median is 6.85% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Little Elm: You'd be in the lower-middle range
How Little Elm Actuary Pay Compares
Little Elm median: $124,975/year (2026)
| Compared To | Median Salary | Little Elm Pays |
|---|---|---|
| Texas Average | $128,840 | -3.00% less |
| National Average | $134,160 | -6.85% less |
Actuarys in Little Elm, TX earn a median of $124,975 per year (2026 est.), which is 6.85% lower than the national median of $134,160 and 3.00% below the Texas state average of $128,840.
Cost-of-Living Adjusted Salary
Little Elm has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Little Elm, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $124,975 nominally has purchasing power equivalent to $130,182 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$100,932
2025 BLS Actual
$121,100
2026 Current Est.
$124,975
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Little Elm (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $100,932 | Actual |
| 2020 | $103,429 | Actual |
| 2021 | $98,650 | Actual |
| 2022 | $106,186 | Actual |
| 2023 | $111,785 | Actual |
| 2024 | $119,237 | Actual |
| 2025 | $121,100 | Actual |
| 2026(current) | $124,975 | Estimated |
| 2027 | $128,974 | Projected |
Based on 7 years of BLS OEWS data for the Little Elm metropolitan area, the median actuary salary grew 20.0% from $100,932 (2019) to $121,100 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $128,974 by 2027 — a total increase of $28,042 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Little Elm metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,260 – $98,605 |
| 3-5 years (Mid Career) | $98,605 – $124,975 |
| 5+ years (Experienced) | $124,975 – $159,453 |
| 10+ years (Top Earner) | $159,453 – $193,712 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Little Elm
The local job market for actuaries in Little Elm is relatively small, with only 12 actuaries employed in the area, indicating a tight-knit community. The cost of living index stands at 96, suggesting that while salaries may be slightly lower than the national average, the purchasing power remains relatively strong. Among the notable employers in Little Elm, life insurance companies such as Prudential and MetLife offer competitive compensation packages for actuaries. The disparity in salaries can often be traced back to the progression through exams, where each completed exam can translate to an increase of $3,000 to $8,000 in base salary. With a growth rate of 3.20%, it’s advisable for professionals to focus on acquiring certifications and developing skills in in-demand areas such as predictive analytics. This strategic approach will be crucial for maximizing their actuary pay in Little Elm, TX, especially when vying for positions that demand higher credentials like FSA or FCAS.
More salary data for Little Elm, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,100 for actuariesin the Little Elm metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Little Elm is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov