Actuary Salary in Georgetown, TX: $128,194 (2026)
Quick Answer:A full-time actuary in Georgetown, TX earns a median $128,194/year (≈ $61.63/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Georgetown's price level (4% below national, BEA RPP 96.0), that paycheck buys what $133,535 would nationally. Nominal pay sits 0.5% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, the projected median annual salary for actuaries in Georgetown, Texas, is estimated at $128,194, which is slightly below the national median of $134,160. The salary range for this occupation in the area varies significantly, with lower-end figures starting at $74,353 (P10) and top-tier salaries reaching up to $198,700 (P90). These figures are influenced by local economic conditions, as they are based on 2025 BLS data and adjusted for regional price differences. As the job market for actuaries in Georgetown grows, the demand for professionals who can navigate the complexities of risk assessment and statistical analysis remains strong.
About the Georgetown Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,353 | $35.75 |
| Lower Range (P25) | $92,698 | $44.56 |
| Median (P50)(typical) | $128,194 | $61.63 |
| Upper Range (P75) | $164,088 | $78.89 |
| Top Earners (P90) | $198,700 | $95.53 |
Median Salary Position
4.45% below the national average
2026 Salary Percentile Distribution in Georgetown
In Georgetown, TX, the actuary salary spread from the 10th to 90th percentile is $124,347 (2026 est.). At $128,194, the local median is 4.45% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Georgetown: You'd be in the lower-middle range
How Georgetown Actuary Pay Compares
Georgetown median: $128,194/year (2026)
| Compared To | Median Salary | Georgetown Pays |
|---|---|---|
| Texas Average | $128,838 | -0.50% less |
| National Average | $134,160 | -4.45% less |
Actuarys in Georgetown, TX earn a median of $128,194 per year (2026 est.), which is 4.45% lower than the national median of $134,160 and 0.50% below the Texas state average of $128,838.
Cost-of-Living Adjusted Salary
Georgetown has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Georgetown, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $128,194 nominally has purchasing power equivalent to $133,535 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$103,532
2025 BLS Actual
$124,219
2026 Current Est.
$128,194
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Georgetown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,532 | Actual |
| 2020 | $106,093 | Actual |
| 2021 | $101,191 | Actual |
| 2022 | $108,921 | Actual |
| 2023 | $114,664 | Actual |
| 2024 | $122,308 | Actual |
| 2025 | $124,219 | Actual |
| 2026(current) | $128,194 | Estimated |
| 2027 | $132,296 | Projected |
Based on 7 years of BLS OEWS data for the Georgetown metropolitan area, the median actuary salary grew 20.0% from $103,532 (2019) to $124,219 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,296 by 2027 — a total increase of $28,764 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Georgetown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,353 – $92,698 |
| 3-5 years (Mid Career) | $92,698 – $128,194 |
| 5+ years (Experienced) | $128,194 – $164,088 |
| 10+ years (Top Earner) | $164,088 – $198,700 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Georgetown
Analyzing the local job landscape reveals that Georgetown currently has 12 actuaries employed, a figure that might reflect niche opportunities in this thriving market. The cost of living in Georgetown is indexed at 96, meaning that living expenses are below the national average. This creates a favorable environment for actuaries, as their take-home pay stretches further in this city. Major employers in the area include life and health insurance companies such as Prudential and UnitedHealth, and consulting firms like Mercer and Aon, which tend to offer higher compensation rates. Pay variances are noteworthy; they stem from factors such as exam progression, with each completed exam typically adding $3,000 to $8,000 to one's base salary, and the distinction between actuarial specialties. To maximize earnings, aspiring actuaries in Georgetown should focus on obtaining advanced credentials, seek positions in P&C or consulting, and take advantage of potential signing bonuses related to exam completion. Understanding these dynamics will be essential for those considering a career in this field.
More salary data for Georgetown, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,219 for actuariesin the Georgetown metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Georgetown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov