Actuary Salary in Garland, TX: $133,841 (2026)
Quick Answer:A full-time actuary in Garland, TX earns a median $133,841/year (≈ $64.35/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Garland's price level (4% below national, BEA RPP 96.0), that paycheck buys what $139,418 would nationally. Nominal pay sits 3.9% above the Texas state average.
Based on BLS state-level estimates · View source
In Garland, Texas, projected 2026 median annual pay for actuaries is anticipated to reach $133,841, slightly below the national figure of $134,160. Actuaries in the region can expect salaries to range significantly, from $77,628 at the 10th percentile to $207,454 at the 90th percentile, highlighting the variance in compensation based on experience and specialization. Data sourced from 2025 BLS state-level estimates and adjusted for local economic conditions offers an insight into the local job market. Professionals at the FSA level may find consulting firms such as Milliman, Mercer, and WTW offering greater compensation compared to insurance companies, emphasizing the importance of credential achievements and skill development for maximizing earnings potential in Garland's competitive landscape.
About the Garland Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $77,628 | $37.32 |
| Lower Range (P25) | $96,366 | $46.33 |
| Median (P50)(typical) | $133,841 | $64.35 |
| Upper Range (P75) | $171,316 | $82.36 |
| Top Earners (P90) | $207,454 | $99.73 |
Median Salary Position
0.24% below the national average
2026 Salary Percentile Distribution in Garland
In Garland, TX, the actuary salary spread from the 10th to 90th percentile is $129,826 (2026 est.). At $133,841, the local median is 0.24% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Garland: You'd be in the lower-middle range
How Garland Actuary Pay Compares
Garland median: $133,841/year (2026)
| Compared To | Median Salary | Garland Pays |
|---|---|---|
| Texas Average | $128,817 | +3.90% more |
| National Average | $134,160 | -0.24% less |
Actuarys in Garland, TX earn a median of $133,841 per year (2026 est.), which is 0.24% lower than the national median of $134,160 and 3.90% above the Texas state average of $128,817.
Cost-of-Living Adjusted Salary
Garland has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Garland, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $133,841 nominally has purchasing power equivalent to $139,418 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$108,092
2025 BLS Actual
$129,691
2026 Current Est.
$133,841
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Garland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,092 | Actual |
| 2020 | $110,766 | Actual |
| 2021 | $105,648 | Actual |
| 2022 | $113,719 | Actual |
| 2023 | $119,715 | Actual |
| 2024 | $127,695 | Actual |
| 2025 | $129,691 | Actual |
| 2026(current) | $133,841 | Estimated |
| 2027 | $138,124 | Projected |
Based on 7 years of BLS OEWS data for the Garland metropolitan area, the median actuary salary grew 20.0% from $108,092 (2019) to $129,691 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $138,124 by 2027 — a total increase of $30,032 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Garland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $77,628 – $96,366 |
| 3-5 years (Mid Career) | $96,366 – $133,841 |
| 5+ years (Experienced) | $133,841 – $171,316 |
| 10+ years (Top Earner) | $171,316 – $207,454 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Garland
A total of 43 actuaries are currently employed in Garland, TX, which signifies a growing demand for actuarial expertise in the area. With a cost of living index of 96, the lower expenses enhance take-home pay, allowing for a better quality of life while helping to retain talent. Major employers, including life insurance providers like Prudential and MetLife, as well as health insurance companies such as UnitedHealth and Cigna, offer competitive salaries, though actuaries with specialized skills in predictive analytics or those who achieve fellowship status often command the highest pay. The pronounced variation between low and high salaries in Garland can be attributed to several factors including exam progression, where each successfully passed exam can lead to pay increases between $3,000 and $8,000. To optimize financial outcomes, aspiring actuaries should target firms that value credential completion and offer comprehensive benefits around ongoing education and training, preparing themselves for the advancing actuarial landscape.
More salary data for Garland, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,691 for actuariesin the Garland metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Garland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov