Actuary Salary in Edinburg, TX: $126,955 (2026)
Quick Answer:A full-time actuary in Edinburg, TX earns a median $126,955/year (≈ $61.03/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Edinburg's price level (4% below national, BEA RPP 96.0), that paycheck buys what $132,245 would nationally. Nominal pay sits 1.4% below the Texas state average.
Based on BLS state-level estimates · View source
For actuarial professionals in Edinburg, TX, the 2026 median annual salary stands at $126,955, reflecting a slight decrease compared to the national median of $134,160. The local salary range for actuaries varies significantly, from $75,871 at the 10th percentile to $196,780 at the 90th percentile, highlighting ample potential for career growth. These estimates, based on 2025 BLS data projected to 2026, underscore the impact of local market conditions on compensation. Actuarial candidates can find varying opportunities through different specialty areas; actuaries specializing in life and health insurance via the SOA may find different opportunities compared to those focusing on property and casualty insurance through the CAS. The job market, while stable, reflects a competitive landscape shaped by actuarial exam progression and specialization.
About the Edinburg Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,871 | $36.48 |
| Lower Range (P25) | $94,000 | $45.19 |
| Median (P50)(typical) | $126,955 | $61.03 |
| Upper Range (P75) | $162,502 | $78.12 |
| Top Earners (P90) | $196,780 | $94.60 |
Median Salary Position
5.37% below the national average
2026 Salary Percentile Distribution in Edinburg
In Edinburg, TX, the actuary salary spread from the 10th to 90th percentile is $120,909 (2026 est.). At $126,955, the local median is 5.37% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Edinburg: You'd be in the lower-middle range
How Edinburg Actuary Pay Compares
Edinburg median: $126,955/year (2026)
| Compared To | Median Salary | Edinburg Pays |
|---|---|---|
| Texas Average | $128,757 | -1.40% less |
| National Average | $134,160 | -5.37% less |
Actuarys in Edinburg, TX earn a median of $126,955 per year (2026 est.), which is 5.37% lower than the national median of $134,160 and 1.40% below the Texas state average of $128,757.
Cost-of-Living Adjusted Salary
Edinburg has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Edinburg, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $126,955 nominally has purchasing power equivalent to $132,245 in an average-cost city — an effective 4.17% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$102,531
2025 BLS Actual
$123,018
2026 Current Est.
$126,955
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Edinburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,531 | Actual |
| 2020 | $105,067 | Actual |
| 2021 | $100,212 | Actual |
| 2022 | $107,868 | Actual |
| 2023 | $113,555 | Actual |
| 2024 | $121,125 | Actual |
| 2025 | $123,018 | Actual |
| 2026(current) | $126,955 | Estimated |
| 2027 | $131,017 | Projected |
Based on 7 years of BLS OEWS data for the Edinburg metropolitan area, the median actuary salary grew 20.0% from $102,531 (2019) to $123,018 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,017 by 2027 — a total increase of $28,486 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Edinburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,871 – $94,000 |
| 3-5 years (Mid Career) | $94,000 – $126,955 |
| 5+ years (Experienced) | $126,955 – $162,502 |
| 10+ years (Top Earner) | $162,502 – $196,780 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Edinburg
With 22 actuaries currently employed in Edinburg, the local job market offers a modest yet promising landscape for these professionals. The cost-of-living index stands at 96, suggesting that while salaries may be slightly lower than the national average, affordability remains a crucial consideration for many. Companies like Prudential and UnitedHealth rank among the highest-paying employers in the region, often seeking candidates with advanced credentials such as FSA or FCAS. The pay variance within the actuary role often directly correlates with factors like exam progression, where passing each exam can yield increments of $3,000 to $8,000. Thus, for aspiring actuaries looking to maximize their pay in Edinburg, focusing on the completion of exams and seeking positions in lucrative sectors, such as consulting or reinsurance, can be strategic moves for enhancing earnings.
More salary data for Edinburg, TX:
Frequently Asked Questions
How much do actuaries make in Edinburg, TX in 2026?
Is Edinburg, TX a good place to work as a actuary?
Can actuaries make $100K in Edinburg?
What is the cost-of-living adjusted actuary salary in Edinburg?
How much does a actuary make per hour in Edinburg?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,018 for actuariesin the Edinburg metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Edinburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov