Actuary Salary in DeSoto, TX: $129,102 (2026)
Quick Answer:A full-time actuary in DeSoto, TX earns a median $129,102/year (≈ $62.06/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in DeSoto's price level (4% below national, BEA RPP 96.0), that paycheck buys what $134,481 would nationally. Nominal pay sits 0.2% above the Texas state average.
Based on BLS state-level estimates · View source
In DeSoto, Texas, actuaries are projected to earn a median annual salary of $129,102 in 2026, slightly below the national median of $134,160. The local salary range for this profession spans from $75,788 at the 10th percentile to $200,108 at the 90th percentile. These figures, sourced from 2025 BLS data and adjusted for regional cost considerations, reflect a competitive market for actuarial talent, especially considering the consulting firms, such as Milliman and Mercer, traditionally offer higher pay than insurance firms. The compensation landscape here suggests that those who achieve Fellowship status can expect to command higher salaries, particularly in roles that intersect with consulting and advanced analytics.
About the DeSoto Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,788 | $36.44 |
| Lower Range (P25) | $94,459 | $45.41 |
| Median (P50)(typical) | $129,102 | $62.06 |
| Upper Range (P75) | $165,251 | $79.44 |
| Top Earners (P90) | $200,108 | $96.20 |
Median Salary Position
3.77% below the national average
2026 Salary Percentile Distribution in DeSoto
In DeSoto, TX, the actuary salary spread from the 10th to 90th percentile is $124,320 (2026 est.). At $129,102, the local median is 3.77% below the national median of $134,160.
Salary Calculator
At 40 hours/week in DeSoto: You'd be in the lower-middle range
How DeSoto Actuary Pay Compares
DeSoto median: $129,102/year (2026)
| Compared To | Median Salary | DeSoto Pays |
|---|---|---|
| Texas Average | $128,844 | +0.20% more |
| National Average | $134,160 | -3.77% less |
Actuarys in DeSoto, TX earn a median of $129,102 per year (2026 est.), which is 3.77% lower than the national median of $134,160 and 0.20% above the Texas state average of $128,844.
Cost-of-Living Adjusted Salary
DeSoto has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
DeSoto, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $129,102 nominally has purchasing power equivalent to $134,481 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$104,265
2025 BLS Actual
$125,099
2026 Current Est.
$129,102
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in DeSoto (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,265 | Actual |
| 2020 | $106,844 | Actual |
| 2021 | $101,908 | Actual |
| 2022 | $109,693 | Actual |
| 2023 | $115,476 | Actual |
| 2024 | $123,174 | Actual |
| 2025 | $125,099 | Actual |
| 2026(current) | $129,102 | Estimated |
| 2027 | $133,233 | Projected |
Based on 7 years of BLS OEWS data for the DeSoto metropolitan area, the median actuary salary grew 20.0% from $104,265 (2019) to $125,099 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $133,233 by 2027 — a total increase of $28,968 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the DeSoto metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,788 – $94,459 |
| 3-5 years (Mid Career) | $94,459 – $129,102 |
| 5+ years (Experienced) | $129,102 – $165,251 |
| 10+ years (Top Earner) | $165,251 – $200,108 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in DeSoto
The job market in DeSoto features nine employed actuaries, which points to a niche but significant local presence. With a cost-of-living index of 96, actuaries in this area can enjoy greater purchasing power relative to many other regions. Life insurance companies like Prudential and MetLife, along with health insurance giants such as UnitedHealth and Cigna, are among the top employers, typically compensating their employees well for the skills and certifications they bring. Salary variations often arise from the level of credentials attained, with fellow qualifiers being considerably more marketable. To maximize earning potential in this market, actuaries should focus on progressing through exams and obtaining specialized certifications, as these achievements are closely linked to higher salary brackets. Understanding which sectors are poised for growth, such as predictive analytics within consulting, can also offer strategic advantages for career advancement.
More salary data for DeSoto, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $125,099 for actuariesin the DeSoto metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for DeSoto is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov