Actuary Salary in Copperas Cove, TX: $124,515 (2026)
Quick Answer:A full-time actuary in Copperas Cove, TX earns a median $124,515/year (≈ $59.87/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Copperas Cove's price level (4% below national, BEA RPP 96.0), that paycheck buys what $129,703 would nationally. Nominal pay sits 3.3% below the Texas state average.
Based on BLS state-level estimates · View source
With an average annual compensation of $124,515, actuarial professionals in Copperas Cove, TX, experience a competitive pay landscape, albeit slightly below the national median of $134,160. The projected salary range highlights significant potential for growth, from $82,503 at the 10th percentile to a robust $192,998 for those at the 90th percentile. These figures, derived from 2025 BLS state-level data adjusted for regional price parities, reflect the local dynamics and demand for skilled actuaries in the market. Professionals considering roles in this area should also assess the difference in pay between consulting firms such as Milliman and Mercer and traditional insurers, as the former tend to offer a more lucrative compensation structure for those who achieve Fellowship status.
About the Copperas Cove Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $82,503 | $39.67 |
| Lower Range (P25) | $94,915 | $45.64 |
| Median (P50)(typical) | $124,515 | $59.87 |
| Upper Range (P75) | $159,379 | $76.63 |
| Top Earners (P90) | $192,998 | $92.79 |
Median Salary Position
7.19% below the national average
2026 Salary Percentile Distribution in Copperas Cove
In Copperas Cove, TX, the actuary salary spread from the 10th to 90th percentile is $110,495 (2026 est.). At $124,515, the local median is 7.19% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Copperas Cove: You'd be in the lower-middle range
How Copperas Cove Actuary Pay Compares
Copperas Cove median: $124,515/year (2026)
| Compared To | Median Salary | Copperas Cove Pays |
|---|---|---|
| Texas Average | $128,764 | -3.30% less |
| National Average | $134,160 | -7.19% less |
Actuarys in Copperas Cove, TX earn a median of $124,515 per year (2026 est.), which is 7.19% lower than the national median of $134,160 and 3.30% below the Texas state average of $128,764.
Cost-of-Living Adjusted Salary
Copperas Cove has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Copperas Cove, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $124,515 nominally has purchasing power equivalent to $129,703 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$100,560
2025 BLS Actual
$120,654
2026 Current Est.
$124,515
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Copperas Cove (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $100,560 | Actual |
| 2020 | $103,048 | Actual |
| 2021 | $98,287 | Actual |
| 2022 | $105,795 | Actual |
| 2023 | $111,373 | Actual |
| 2024 | $118,798 | Actual |
| 2025 | $120,654 | Actual |
| 2026(current) | $124,515 | Estimated |
| 2027 | $128,499 | Projected |
Based on 7 years of BLS OEWS data for the Copperas Cove metropolitan area, the median actuary salary grew 20.0% from $100,560 (2019) to $120,654 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $128,499 by 2027 — a total increase of $27,939 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Copperas Cove metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $82,503 – $94,915 |
| 3-5 years (Mid Career) | $94,915 – $124,515 |
| 5+ years (Experienced) | $124,515 – $159,379 |
| 10+ years (Top Earner) | $159,379 – $192,998 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Copperas Cove
As the job market in Copperas Cove currently employs only seven actuaries, candidates may find opportunities for advancement by enhancing their qualifications. With a cost-of-living index of 96, purchasing power is relatively balanced, allowing actuaries to stretch their earnings further. Life insurance companies, particularly firms like Prudential and MetLife, along with health insurance providers like UnitedHealth and Cigna, are notable employers that can offer competitive salaries. The variation in actuarial pay is driven by exam progressions; each completed exam contributes significantly to salary increases. Specialization also influences compensation, with consulting and property & casualty roles often commanding higher wages than their life and health counterparts. For actuaries looking to maximize their pay in Copperas Cove, pursuing advanced credentials, gaining familiarity with predictive analytics, and actively seeking consulting opportunities are advisable strategies.
More salary data for Copperas Cove, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $120,654 for actuariesin the Copperas Cove metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Copperas Cove is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov