Actuary Salary in College Station, TX: $132,740 (2026)
Quick Answer:A full-time actuary in College Station, TX earns a median $132,740/year (≈ $63.82/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in College Station's price level (4% below national, BEA RPP 96.0), that paycheck buys what $138,271 would nationally. Nominal pay sits 3.1% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in College Station, Texas are projected to earn a median annual salary of $132,740, which is slightly below the national median of $134,160. The local salary range extends from $78,178 at the 10th percentile to an upper limit of $205,747 at the 90th percentile, reflecting the varying levels of experience and credentialing in the profession. This data, derived from 2025 BLS estimates and adjusted for regional price parities, highlights that many of the highest salaries can be found in consulting firms like Milliman and Mercer, where compensation tends to outpace that of traditional insurance companies. Understanding these distinctions becomes important for professionals deciding whether to pursue careers with insurers or consulting firms, as the compensation gradient can significantly influence overall earnings.
About the College Station Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,178 | $37.59 |
| Lower Range (P25) | $97,413 | $46.83 |
| Median (P50)(typical) | $132,740 | $63.82 |
| Upper Range (P75) | $169,907 | $81.68 |
| Top Earners (P90) | $205,747 | $98.92 |
Median Salary Position
1.06% below the national average
2026 Salary Percentile Distribution in College Station
In College Station, TX, the actuary salary spread from the 10th to 90th percentile is $127,569 (2026 est.). At $132,740, the local median is 1.06% below the national median of $134,160.
Salary Calculator
At 40 hours/week in College Station: You'd be in the lower-middle range
How College Station Actuary Pay Compares
College Station median: $132,740/year (2026)
| Compared To | Median Salary | College Station Pays |
|---|---|---|
| Texas Average | $128,749 | +3.10% more |
| National Average | $134,160 | -1.06% less |
Actuarys in College Station, TX earn a median of $132,740 per year (2026 est.), which is 1.06% lower than the national median of $134,160 and 3.10% above the Texas state average of $128,749.
Cost-of-Living Adjusted Salary
College Station has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
College Station, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $132,740 nominally has purchasing power equivalent to $138,271 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$107,203
2025 BLS Actual
$128,624
2026 Current Est.
$132,740
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in College Station (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $107,203 | Actual |
| 2020 | $109,855 | Actual |
| 2021 | $104,779 | Actual |
| 2022 | $112,783 | Actual |
| 2023 | $118,730 | Actual |
| 2024 | $126,646 | Actual |
| 2025 | $128,624 | Actual |
| 2026(current) | $132,740 | Estimated |
| 2027 | $136,988 | Projected |
Based on 7 years of BLS OEWS data for the College Station metropolitan area, the median actuary salary grew 20.0% from $107,203 (2019) to $128,624 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $136,988 by 2027 — a total increase of $29,785 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the College Station metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,178 – $97,413 |
| 3-5 years (Mid Career) | $97,413 – $132,740 |
| 5+ years (Experienced) | $132,740 – $169,907 |
| 10+ years (Top Earner) | $169,907 – $205,747 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in College Station
The job market for actuaries in College Station is relatively limited, with only 19 actuaries currently employed in the area. However, the cost of living index stands at a favorable 96, allowing for better take-home pay compared to many larger metropolitan areas. Among local employers, life insurance companies like Prudential and MetLife often provide competitive salaries, while health insurance firms such as UnitedHealth and Cigna also offer strong compensation packages. In terms of driving factors for salary disparities, progression through actuarial exams plays a vital role, with each passed exam typically increasing base pay by $3,000 to $8,000. Additionally, actuaries specializing in property and casualty reinsurance or consulting firms often see higher salaries than those in life or health sectors due to specialty credentials. Professionals aiming to maximize their earnings in this market should focus on obtaining fellow status (FSA or FCAS) and developing predictive analytics skills, which are increasingly valued in today’s evolving industry landscape.
More salary data for College Station, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $128,624 for actuariesin the College Station metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for College Station is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov