Actuary Salary in Amarillo, TX: $133,321 (2026)
Quick Answer:A full-time actuary in Amarillo, TX earns a median $133,321/year (≈ $64.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Amarillo's price level (4% below national, BEA RPP 96.0), that paycheck buys what $138,876 would nationally. Nominal pay sits 3.5% above the Texas state average.
Based on BLS state-level estimates · View source
In Amarillo, Texas, actuaries can expect a median annual salary of $133,321 in 2026, which is slightly below the national median of $134,160. The salary range for this occupation locally spans from $77,326 at the 10th percentile to $206,648 at the 90th percentile, reflecting the varied levels of experience and expertise among professionals in the field. This data, derived from 2025 BLS estimates and adjusted for regional cost factors, indicates the ongoing demand for actuaries specializing in life, health, and pension insurance through the Society of Actuaries (SOA), compared to property and casualty roles overseen by the Casualty Actuarial Society (CAS). The specialized knowledge required for these roles contributes to a competitive job market in Amarillo.
About the Amarillo Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $77,326 | $37.17 |
| Lower Range (P25) | $95,991 | $46.15 |
| Median (P50)(typical) | $133,321 | $64.10 |
| Upper Range (P75) | $170,650 | $82.04 |
| Top Earners (P90) | $206,648 | $99.35 |
Median Salary Position
0.63% below the national average
2026 Salary Percentile Distribution in Amarillo
In Amarillo, TX, the actuary salary spread from the 10th to 90th percentile is $129,322 (2026 est.). At $133,321, the local median is 0.63% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Amarillo: You'd be in the lower-middle range
How Amarillo Actuary Pay Compares
Amarillo median: $133,321/year (2026)
| Compared To | Median Salary | Amarillo Pays |
|---|---|---|
| Texas Average | $128,813 | +3.50% more |
| National Average | $134,160 | -0.63% less |
Actuarys in Amarillo, TX earn a median of $133,321 per year (2026 est.), which is 0.63% lower than the national median of $134,160 and 3.50% above the Texas state average of $128,813.
Cost-of-Living Adjusted Salary
Amarillo has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Amarillo, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $133,321 nominally has purchasing power equivalent to $138,876 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$107,672
2025 BLS Actual
$129,187
2026 Current Est.
$133,321
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Amarillo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $107,672 | Actual |
| 2020 | $110,336 | Actual |
| 2021 | $105,238 | Actual |
| 2022 | $113,277 | Actual |
| 2023 | $119,250 | Actual |
| 2024 | $127,199 | Actual |
| 2025 | $129,187 | Actual |
| 2026(current) | $133,321 | Estimated |
| 2027 | $137,587 | Projected |
Based on 7 years of BLS OEWS data for the Amarillo metropolitan area, the median actuary salary grew 20.0% from $107,672 (2019) to $129,187 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $137,587 by 2027 — a total increase of $29,915 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Amarillo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $77,326 – $95,991 |
| 3-5 years (Mid Career) | $95,991 – $133,321 |
| 5+ years (Experienced) | $133,321 – $170,650 |
| 10+ years (Top Earner) | $170,650 – $206,648 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Amarillo
With around 52 actuaries currently employed in the Amarillo area, the job market remains stable, although the cost of living index sits at 96, making the city slightly more affordable than the national average. This factor enhances the purchasing power of actuaries, enabling them to enjoy a comfortable lifestyle while also highlighting the value of their compensation. Major employers in Amarillo include notable life insurers like Prudential and MetLife, as well as health and managed care companies such as UnitedHealth and Cigna, which tend to offer higher salaries. The disparity in pay often results from various elements, including credential advancement—where each passed exam typically translates to an increased pay scale—and specialization, with property and casualty insurers generally offering more lucrative positions compared to life and health sectors. Actuaries looking to optimize their earnings in Amarillo should focus on achieving advanced credentials such as FSA or FCAS, as well as seeking positions in consulting firms, where the pay tends to be higher for those with advanced analytical skills.
More salary data for Amarillo, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,187 for actuariesin the Amarillo metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Amarillo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov