Actuary Salary in Hendersonville, TN: $119,630 (2026)
Quick Answer:A full-time actuary in Hendersonville, TN earns a median $119,630/year (≈ $57.51/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Hendersonville's price level (8% below national, BEA RPP 91.8), that paycheck buys what $130,316 would nationally. Nominal pay sits 2.9% below the Tennessee state average.
Based on BLS state-level estimates · View source
In Hendersonville, TN, actuaries can expect a median annual salary of $119,630 in 2026, which is approximately 10.83% lower than the national median of $134,160. Salaries in this region range significantly, from $73,918 at the 10th percentile to $185,428 at the 90th percentile, indicating distinct opportunities based primarily on experience, specialization, and firm type. The local actuarial market is influenced by the choice between the Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS) specialties, which offer varying salary potentials. Individuals focused on life, health, and pensions through the SOA may find competing opportunities within the robust insurance industry in Hendersonville, which houses multiple national companies.
About the Hendersonville Market
Salary estimated from Tennessee average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,918 | $35.54 |
| Lower Range (P25) | $87,586 | $42.11 |
| Median (P50)(typical) | $119,630 | $57.51 |
| Upper Range (P75) | $153,127 | $73.62 |
| Top Earners (P90) | $185,428 | $89.14 |
Median Salary Position
10.83% below the national average
2026 Salary Percentile Distribution in Hendersonville
In Hendersonville, TN, the actuary salary spread from the 10th to 90th percentile is $111,510 (2026 est.). At $119,630, the local median is 10.83% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Hendersonville: You'd be in the lower-middle range
How Hendersonville Actuary Pay Compares
Hendersonville median: $119,630/year (2026)
| Compared To | Median Salary | Hendersonville Pays |
|---|---|---|
| Tennessee Average | $123,203 | -2.90% less |
| National Average | $134,160 | -10.83% less |
Actuarys in Hendersonville, TN earn a median of $119,630 per year (2026 est.), which is 10.83% lower than the national median of $134,160 and 2.90% below the Tennessee state average of $123,203.
Cost-of-Living Adjusted Salary
Hendersonville has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hendersonville, TN has a cost-of-living index of 91.8 (below the national average of 100). A actuary earning $119,630 nominally has purchasing power equivalent to $130,316 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$96,616
2025 BLS Actual
$115,921
2026 Current Est.
$119,630
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Hendersonville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $96,616 | Actual |
| 2020 | $99,005 | Actual |
| 2021 | $94,431 | Actual |
| 2022 | $101,645 | Actual |
| 2023 | $107,004 | Actual |
| 2024 | $102,545 | Actual |
| 2025 | $115,921 | Actual |
| 2026(current) | $119,630 | Estimated |
| 2027 | $123,459 | Projected |
Based on 7 years of BLS OEWS data for the Hendersonville metropolitan area, the median actuary salary grew 20.0% from $96,616 (2019) to $115,921 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $123,459 by 2027 — a total increase of $26,843 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hendersonville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,918 – $87,586 |
| 3-5 years (Mid Career) | $87,586 – $119,630 |
| 5+ years (Experienced) | $119,630 – $153,127 |
| 10+ years (Top Earner) | $153,127 – $185,428 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Hendersonville
The job market for actuaries in Hendersonville remains stable, with only 13 professionals currently employed locally, indicating a niche yet potentially lucrative environment for talented individuals. The cost of living index in this area sits at 91.8, suggesting that actuaries can stretch their earnings further compared to national averages, enhancing their purchasing power. Employers known for higher compensations in the region include life insurance firms like Prudential and MetLife as well as health insurance entities such as UnitedHealth and Cigna. Variations in pay are influenced by factors like exam progression, specialty market focus, and credential levels, where advancements from ASA to FSA or ACAS to FCAS can yield substantial financial benefits. Those looking to maximize their compensation should focus on exam completion, along with gaining predictive analytics skills, which are becoming increasingly valuable in today’s data-driven landscape.
More salary data for Hendersonville, TN:
Frequently Asked Questions
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,921 for actuariesin the Hendersonville metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Hendersonville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov