Actuary Salary in Lake Oswego, OR: $134,742 (2026)
Quick Answer:A full-time actuary in Lake Oswego, OR earns a median $134,742/year (≈ $64.78/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Lake Oswego's price level (3% above national, BEA RPP 102.6), that paycheck buys what $131,327 would nationally. Nominal pay sits 2.1% below the Oregon state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Lake Oswego, Oregon, can expect a median annual salary of $134,742, which slightly outpaces the national average of $134,160. The projected salary range for this profession in the region extends from $80,941 at the bottom (P10) to $208,850 at the top (P90), reflecting a diverse array of compensation based on experience and credentials. This salary data, derived from BLS state-level figures and adjusted for local cost of living, indicates a promising earning potential for actuaries in Lake Oswego. With only eight actuaries currently employed in the area, the job market is competitive, yet opportunities abound for those advancing through the exam progression.
About the Lake Oswego Market
Salary estimated from Oregon average ($122,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,941 | $38.92 |
| Lower Range (P25) | $99,546 | $47.85 |
| Median (P50)(typical) | $134,742 | $64.78 |
| Upper Range (P75) | $172,470 | $82.92 |
| Top Earners (P90) | $208,850 | $100.41 |
Median Salary Position
0.43% above the national average
2026 Salary Percentile Distribution in Lake Oswego
In Lake Oswego, OR, the actuary salary spread from the 10th to 90th percentile is $127,909 (2026 est.). At $134,742, the local median is 0.43% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Lake Oswego: You'd be in the lower-middle range
How Lake Oswego Actuary Pay Compares
Lake Oswego median: $134,742/year (2026)
| Compared To | Median Salary | Lake Oswego Pays |
|---|---|---|
| Oregon Average | $137,632 | -2.10% less |
| National Average | $134,160 | +0.43% more |
Actuarys in Lake Oswego, OR earn a median of $134,742 per year (2026 est.), which is 0.43% higher than the national median of $134,160 and 2.10% below the Oregon state average of $137,632.
Cost-of-Living Adjusted Salary
Lake Oswego has a cost of living 2.60% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lake Oswego, OR has a cost-of-living index of 102.6 (above the national average of 100). While the nominal salary of $134,742 is competitive, the higher cost of living reduces purchasing power to an effective $131,327 — a 2.53% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$108,820
2025 BLS Actual
$130,564
2026 Current Est.
$134,742
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Lake Oswego (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,820 | Actual |
| 2020 | $111,512 | Actual |
| 2021 | $106,359 | Actual |
| 2022 | $114,485 | Actual |
| 2023 | $120,521 | Actual |
| 2024 | $122,529 | Actual |
| 2025 | $130,564 | Actual |
| 2026(current) | $134,742 | Estimated |
| 2027 | $139,054 | Projected |
Based on 7 years of BLS OEWS data for the Lake Oswego metropolitan area, the median actuary salary grew 20.0% from $108,820 (2019) to $130,564 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $139,054 by 2027 — a total increase of $30,234 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lake Oswego metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,941 – $99,546 |
| 3-5 years (Mid Career) | $99,546 – $134,742 |
| 5+ years (Experienced) | $134,742 – $172,470 |
| 10+ years (Top Earner) | $172,470 – $208,850 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Lake Oswego
In Lake Oswego, the cost of living index stands at 102.6, suggesting that expenses are slightly above the national average. This scenario affects the take-home purchasing power, making the compensation offered an important consideration for aspiring actuaries. Top-paying employers in the area include notable firms in life and health insurance, with companies like Prudential and UnitedHealth leading the pack. Factors such as exam progression significantly contribute to pay scales, where each passed exam typically translates to an increase of $3,000 to $8,000 annually. For maximum compensation, focusing on obtaining Fellowship credentials and specializing in areas like property and casualty reinsurance or consulting can yield substantial rewards. Engaging with local study groups and leveraging networking opportunities with established professionals will also enhance prospects in this evolving job market for actuaries in Lake Oswego.
More salary data for Lake Oswego, OR:
Frequently Asked Questions
How much do actuaries make in Lake Oswego, OR in 2026?
Is Lake Oswego, OR a good place to work as a actuary?
Can actuaries make $100K in Lake Oswego?
What is the cost-of-living adjusted actuary salary in Lake Oswego?
How much does a actuary make per hour in Lake Oswego?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Oregon
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $130,564 for actuariesin the Lake Oswego metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lake Oswego is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov