Actuary Salary in Bend, OR: $134,958 (2026)
Quick Answer:A full-time actuary in Bend, OR earns a median $134,958/year (≈ $64.88/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Bend's price level (3% above national, BEA RPP 102.6), that paycheck buys what $131,538 would nationally. Nominal pay sits 2.0% below the Oregon state average.
Based on BLS state-level estimates · View source
In Bend, Oregon, the projected median annual actuary salary for 2026 stands at $134,958, slightly above the national median of $134,160. Actuaries in this region can expect a salary range between $85,375 at the 10th percentile to $209,184 at the 90th percentile. Local estimates derived from 2025 BLS data, adjusted for regional price levels, highlight a competitive pay structure, particularly for those who work with consulting firms like Milliman, Mercer, or WTW. In contrast, those employed by insurance companies often see a different pay gradient. The Bend job market presents a strong opportunity for actuaries, with demand appearing robust, particularly for credentialed professionals at the Fellowship level, who typically earn higher salaries than their Associate counterparts.
About the Bend Market
Salary estimated from Oregon average ($122,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $85,375 | $41.04 |
| Lower Range (P25) | $103,252 | $49.64 |
| Median (P50)(typical) | $134,958 | $64.88 |
| Upper Range (P75) | $172,745 | $83.06 |
| Top Earners (P90) | $209,184 | $100.57 |
Median Salary Position
0.59% above the national average
2026 Salary Percentile Distribution in Bend
In Bend, OR, the actuary salary spread from the 10th to 90th percentile is $123,809 (2026 est.). At $134,958, the local median is 0.59% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Bend: You'd be in the lower-middle range
How Bend Actuary Pay Compares
Bend median: $134,958/year (2026)
| Compared To | Median Salary | Bend Pays |
|---|---|---|
| Oregon Average | $137,712 | -2.00% less |
| National Average | $134,160 | +0.59% more |
Actuarys in Bend, OR earn a median of $134,958 per year (2026 est.), which is 0.59% higher than the national median of $134,160 and 2.00% below the Oregon state average of $137,712.
Cost-of-Living Adjusted Salary
Bend has a cost of living 2.60% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bend, OR has a cost-of-living index of 102.6 (above the national average of 100). While the nominal salary of $134,958 is competitive, the higher cost of living reduces purchasing power to an effective $131,538 — a 2.53% reduction.
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2019 BLS Actual
$108,994
2025 BLS Actual
$130,773
2026 Current Est.
$134,958
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Bend (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,994 | Actual |
| 2020 | $111,690 | Actual |
| 2021 | $106,530 | Actual |
| 2022 | $114,668 | Actual |
| 2023 | $120,714 | Actual |
| 2024 | $122,726 | Actual |
| 2025 | $130,773 | Actual |
| 2026(current) | $134,958 | Estimated |
| 2027 | $139,276 | Projected |
Based on 7 years of BLS OEWS data for the Bend metropolitan area, the median actuary salary grew 20.0% from $108,994 (2019) to $130,773 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $139,276 by 2027 — a total increase of $30,282 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bend metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $85,375 – $103,252 |
| 3-5 years (Mid Career) | $103,252 – $134,958 |
| 5+ years (Experienced) | $134,958 – $172,745 |
| 10+ years (Top Earner) | $172,745 – $209,184 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Bend
A closer look at the local job market reveals that Bend currently employs around 15 actuaries, which can translate to a tight-knit professional community but also a competitive atmosphere. The cost-of-living index is slightly elevated at 102.6, meaning that while salaries are above the national average, the purchasing power may be somewhat impacted. Among employers, consulting firms continue to offer the most lucrative packages, especially for professionals with advanced credentials like CFA or FSA who have completed exam courses. The salary spread in this market can be attributed to various factors, including the number of exams passed and the specialty area, with consulting roles typically commanding higher pay than those in life or health insurance sectors. Actuaries aiming to maximize their compensation in Bend should focus on developing predictive analytics skills and pursue professional designations to enhance their marketability.
More salary data for Bend, OR:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $130,773 for actuariesin the Bend metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bend is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov