Actuary Salary in Muskogee, OK: $116,149 (2026)
Quick Answer:A full-time actuary in Muskogee, OK earns a median $116,149/year (≈ $55.84/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Muskogee's price level (11% below national, BEA RPP 88.9), that paycheck buys what $130,651 would nationally. Nominal pay sits 2.6% below the Oklahoma state average.
Based on BLS state-level estimates · View source
In Muskogee, Oklahoma, actuary salaries are projected to reach a median of $116,149 in 2026, reflecting the local market’s competitive nature despite a slight disparity compared to the national median of $134,160. The salary range for this role varies substantially, from $68,776 at the 10th percentile to as high as $180,030 at the 90th percentile. These figures, derived from 2025 BLS data and adjusted for regional cost differences, indicate a thriving market for actuaries who specialize in fields like life, health, or pensions, influenced by the Society of Actuaries (SOA) compared to those focusing on property and casualty through the Casualty Actuarial Society (CAS). Given the limited number of actuaries—only six employed in the area—the demand seems positioned for growth, particularly as sectors such as insurance and consulting continue to expand.
About the Muskogee Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $68,776 | $33.07 |
| Lower Range (P25) | $85,074 | $40.90 |
| Median (P50)(typical) | $116,149 | $55.84 |
| Upper Range (P75) | $148,670 | $71.48 |
| Top Earners (P90) | $180,030 | $86.55 |
Median Salary Position
13.43% below the national average
2026 Salary Percentile Distribution in Muskogee
In Muskogee, OK, the actuary salary spread from the 10th to 90th percentile is $111,254 (2026 est.). At $116,149, the local median is 13.43% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Muskogee: You'd be in the lower-middle range
How Muskogee Actuary Pay Compares
Muskogee median: $116,149/year (2026)
| Compared To | Median Salary | Muskogee Pays |
|---|---|---|
| Oklahoma Average | $119,249 | -2.60% less |
| National Average | $134,160 | -13.43% less |
Actuarys in Muskogee, OK earn a median of $116,149 per year (2026 est.), which is 13.43% lower than the national median of $134,160 and 2.60% below the Oklahoma state average of $119,249.
Cost-of-Living Adjusted Salary
Muskogee has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Muskogee, OK has a cost-of-living index of 88.9 (below the national average of 100). A actuary earning $116,149 nominally has purchasing power equivalent to $130,651 in an average-cost city — an effective 12.49% boost.
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2019 BLS Actual
$93,804
2025 BLS Actual
$112,547
2026 Current Est.
$116,149
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Muskogee (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $93,804 | Actual |
| 2020 | $96,124 | Actual |
| 2021 | $91,683 | Actual |
| 2022 | $98,686 | Actual |
| 2023 | $103,890 | Actual |
| 2024 | $93,500 | Actual |
| 2025 | $112,547 | Actual |
| 2026(current) | $116,149 | Estimated |
| 2027 | $119,865 | Projected |
Based on 7 years of BLS OEWS data for the Muskogee metropolitan area, the median actuary salary grew 20.0% from $93,804 (2019) to $112,547 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $119,865 by 2027 — a total increase of $26,061 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Muskogee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $68,776 – $85,074 |
| 3-5 years (Mid Career) | $85,074 – $116,149 |
| 5+ years (Experienced) | $116,149 – $148,670 |
| 10+ years (Top Earner) | $148,670 – $180,030 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Muskogee
Despite the attractive salary figures, it's essential to consider Muskogee's cost of living index, which stands at 88.9, notably lower than the national average. This index implies that the effective purchasing power for actuaries in the area could be higher than it appears at first glance. Companies like Prudential and UnitedHealth may offer competitive pay, especially for actuaries who have achieved higher credentials or have progressed further in their exam journey. The disparity between salaries stems largely from each actuary's specialty and progression through exams, with each passed exam nudging pay upwards significantly. For those seeking to maximize their actuary pay in Muskogee, engaging in targeted study toward advanced credentials such as FSA or FCAS could prove beneficial, as consulting firms can offer enhanced compensation packages compared to traditional insurers.
More salary data for Muskogee, OK:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $112,547 for actuariesin the Muskogee metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Muskogee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov