Actuary Salary in Apex, NC: $126,421 (2026)
Quick Answer:A full-time actuary in Apex, NC earns a median $126,421/year (≈ $60.77/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Apex's price level (6% below national, BEA RPP 93.6), that paycheck buys what $135,065 would nationally. Nominal pay sits 0.7% above the North Carolina state average.
Based on BLS state-level estimates · View source
In 2026, an actuary in Apex, North Carolina, is projected to earn a median salary of $126,421. This figure represents a slight decrease compared to the national median of $134,160, highlighting local market variances. Actuaries in the area can expect a salary range between $75,234 at the 10th percentile to $195,953 at the 90th percentile. These projections are calculated based on BLS state-level data and adjusted for regional economic conditions. The actuation job market in Apex appears promising, suggesting competitive opportunities for professionals in this field.
About the Apex Market
Salary estimated from North Carolina average ($125,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,234 | $36.17 |
| Lower Range (P25) | $97,982 | $47.11 |
| Median (P50)(typical) | $126,421 | $60.77 |
| Upper Range (P75) | $161,819 | $77.80 |
| Top Earners (P90) | $195,953 | $94.21 |
Median Salary Position
5.77% below the national average
2026 Salary Percentile Distribution in Apex
In Apex, NC, the actuary salary spread from the 10th to 90th percentile is $120,719 (2026 est.). At $126,421, the local median is 5.77% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Apex: You'd be in the lower-middle range
How Apex Actuary Pay Compares
Apex median: $126,421/year (2026)
| Compared To | Median Salary | Apex Pays |
|---|---|---|
| North Carolina Average | $125,542 | +0.70% more |
| National Average | $134,160 | -5.77% less |
Actuarys in Apex, NC earn a median of $126,421 per year (2026 est.), which is 5.77% lower than the national median of $134,160 and 0.70% above the North Carolina state average of $125,542.
Cost-of-Living Adjusted Salary
Apex has a cost of living 6.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Apex, NC has a cost-of-living index of 93.6 (below the national average of 100). A actuary earning $126,421 nominally has purchasing power equivalent to $135,065 in an average-cost city — an effective 6.84% boost.
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2019 BLS Actual
$102,100
2025 BLS Actual
$122,501
2026 Current Est.
$126,421
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Apex (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,100 | Actual |
| 2020 | $104,625 | Actual |
| 2021 | $99,791 | Actual |
| 2022 | $107,415 | Actual |
| 2023 | $113,078 | Actual |
| 2024 | $117,790 | Actual |
| 2025 | $122,501 | Actual |
| 2026(current) | $126,421 | Estimated |
| 2027 | $130,467 | Projected |
Based on 7 years of BLS OEWS data for the Apex metropolitan area, the median actuary salary grew 20.0% from $102,100 (2019) to $122,501 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $130,467 by 2027 — a total increase of $28,367 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Apex metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,234 – $97,982 |
| 3-5 years (Mid Career) | $97,982 – $126,421 |
| 5+ years (Experienced) | $126,421 – $161,819 |
| 10+ years (Top Earner) | $161,819 – $195,953 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Apex
Currently, there are 16 actuaries employed in Apex, indicating a relatively tight-knit job market. With a cost-of-living index of 93.6, the local purchasing power is slightly better than many other regions, allowing for greater take-home earnings. Notably, life insurance companies such as Prudential and MetLife tend to offer higher salaries than their health insurance counterparts like UnitedHealth and Cigna. The pay spread in Apex is often determined by exam progression, with each exam passed contributing to significant salary increases. Therefore, aspiring actuaries should focus on completing their ASA and progressing toward their FSA to maximize earning potential. Engaging in specialties like property and casualty insurance or reinsurance can also yield higher compensation compared to other lines of work.
More salary data for Apex, NC:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $122,501 for actuariesin the Apex metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Apex is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov