Actuary Salary in Kingston, NY: $145,747 (2026)
Quick Answer:A full-time actuary in Kingston, NY earns a median $145,747/year (≈ $70.07/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Kingston's price level (16% above national, BEA RPP 115.9), that paycheck buys what $125,752 would nationally. Nominal pay sits 6.3% below the New York state average.
Based on BLS state-level estimates · View source
In Kingston, NY, actuaries are projected to earn a median annual salary of $145,747 in 2026, which is higher than the national median of $134,160, marking an increase of 8.64%. The salary range for this profession in the locality spans from $99,773 at the 10th percentile to $225,908 at the 90th percentile, indicating significant potential for above-average earnings. These estimates are derived from calculations based on 2025 BLS data and adjusted for regional cost variations. Notably, the compensation differential between consulting firms, such as Milliman and Mercer, and traditional insurers remains significant, typically favoring the consulting sector for experienced actuaries, particularly those at the Fellowship level.
About the Kingston Market
Salary estimated from New York average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $99,773 | $47.97 |
| Lower Range (P25) | $116,236 | $55.88 |
| Median (P50)(typical) | $145,747 | $70.07 |
| Upper Range (P75) | $186,557 | $89.69 |
| Top Earners (P90) | $225,908 | $108.61 |
Median Salary Position
8.64% above the national average
2026 Salary Percentile Distribution in Kingston
In Kingston, NY, the actuary salary spread from the 10th to 90th percentile is $126,135 (2026 est.). At $145,747, the local median is 8.64% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Kingston: You'd be in the lower-middle range
How Kingston Actuary Pay Compares
Kingston median: $145,747/year (2026)
| Compared To | Median Salary | Kingston Pays |
|---|---|---|
| New York Average | $155,547 | -6.30% less |
| National Average | $134,160 | +8.64% more |
Actuarys in Kingston, NY earn a median of $145,747 per year (2026 est.), which is 8.64% higher than the national median of $134,160 and 6.30% below the New York state average of $155,547.
Cost-of-Living Adjusted Salary
Kingston has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kingston, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $145,747 is competitive, the higher cost of living reduces purchasing power to an effective $125,752 — a 13.72% reduction.
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2019 BLS Actual
$117,708
2025 BLS Actual
$141,228
2026 Current Est.
$145,747
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Kingston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $117,708 | Actual |
| 2020 | $120,620 | Actual |
| 2021 | $115,047 | Actual |
| 2022 | $123,835 | Actual |
| 2023 | $130,364 | Actual |
| 2024 | $165,128 | Actual |
| 2025 | $141,228 | Actual |
| 2026(current) | $145,747 | Estimated |
| 2027 | $150,411 | Projected |
Based on 7 years of BLS OEWS data for the Kingston metropolitan area, the median actuary salary grew 20.0% from $117,708 (2019) to $141,228 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $150,411 by 2027 — a total increase of $32,703 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kingston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $99,773 – $116,236 |
| 3-5 years (Mid Career) | $116,236 – $145,747 |
| 5+ years (Experienced) | $145,747 – $186,557 |
| 10+ years (Top Earner) | $186,557 – $225,908 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Kingston
The local job market for actuaries in Kingston is relatively small, with only four professionals employed in the area. The cost of living index stands at 115.9, reflecting higher expenses than the national average, which can impact the effective purchasing power of salaries. Among insurance sectors, life insurance firms like Prudential and health insurance companies such as UnitedHealth and Cigna typically offer competitive pay. The range of salaries is shaped by several factors, including the progression through examinations, with each passed exam translating to potential salary increases. Credential levels also matter; the leap from ASA to FSA/FCLS often comes with a substantial raise, especially in reinsurance or consulting markets. Actuaries aiming to maximize their pay in Kingston should consider targeting these specialized areas, enhancing their skill sets with data analytics capabilities, and negotiating for benefits packages that include signing bonuses for exam completions.
More salary data for Kingston, NY:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $141,228 for actuariesin the Kingston metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kingston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov