Actuary Salary in Roswell, NM: $106,198 (2026)
Quick Answer:A full-time actuary in Roswell, NM earns a median $106,198/year (≈ $51.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Roswell's price level (6% below national, BEA RPP 94.4), that paycheck buys what $112,498 would nationally. Nominal pay sits 1.9% below the New Mexico state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Roswell, New Mexico can expect a median annual salary of $106,198. This figure reflects a comprehensive salary range with entry-level positions starting at approximately $64,173, while experienced professionals at the top echelon can earn up to $164,607. These estimates, derived from 2025 BLS data and adjusted for regional cost of living, highlight the pay dynamics present in Roswell. Compared to the national median salary of $134,160, the local figure indicates a notable difference, reflecting the unique market conditions of the area. Understanding the salary gradient between consulting firms like Milliman and Mercer versus traditional insurers is essential, as this can significantly impact earning potential for actuaries at varying levels of experience and credentialing.
About the Roswell Market
Salary estimated from New Mexico average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $64,173 | $30.86 |
| Lower Range (P25) | $78,737 | $37.85 |
| Median (P50)(typical) | $106,198 | $51.05 |
| Upper Range (P75) | $135,933 | $65.36 |
| Top Earners (P90) | $164,607 | $79.13 |
Median Salary Position
20.84% below the national average
2026 Salary Percentile Distribution in Roswell
In Roswell, NM, the actuary salary spread from the 10th to 90th percentile is $100,434 (2026 est.). At $106,198, the local median is 20.84% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Roswell: You'd be in the lower-middle range
How Roswell Actuary Pay Compares
Roswell median: $106,198/year (2026)
| Compared To | Median Salary | Roswell Pays |
|---|---|---|
| New Mexico Average | $108,255 | -1.90% less |
| National Average | $134,160 | -20.84% less |
Actuarys in Roswell, NM earn a median of $106,198 per year (2026 est.), which is 20.84% lower than the national median of $134,160 and 1.90% below the New Mexico state average of $108,255.
Cost-of-Living Adjusted Salary
Roswell has a cost of living 5.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Roswell, NM has a cost-of-living index of 94.4 (below the national average of 100). A actuary earning $106,198 nominally has purchasing power equivalent to $112,498 in an average-cost city — an effective 5.93% boost.
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2019 BLS Actual
$85,767
2025 BLS Actual
$102,905
2026 Current Est.
$106,198
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Roswell (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,767 | Actual |
| 2020 | $87,889 | Actual |
| 2021 | $83,828 | Actual |
| 2022 | $90,232 | Actual |
| 2023 | $94,989 | Actual |
| 2024 | $100,013 | Actual |
| 2025 | $102,905 | Actual |
| 2026(current) | $106,198 | Estimated |
| 2027 | $109,596 | Projected |
Based on 7 years of BLS OEWS data for the Roswell metropolitan area, the median actuary salary grew 20.0% from $85,767 (2019) to $102,905 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $109,596 by 2027 — a total increase of $23,829 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roswell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $64,173 – $78,737 |
| 3-5 years (Mid Career) | $78,737 – $106,198 |
| 5+ years (Experienced) | $106,198 – $135,933 |
| 10+ years (Top Earner) | $135,933 – $164,607 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Roswell
With only 12 actuaries employed in the area, the job market for this profession in Roswell remains relatively tight. The cost of living index stands at 94.4, indicating that while salaries are below the national average, the relatively lower living costs offer enhanced purchasing power for professionals in the field. In Roswell, life insurance companies such as Prudential and MetLife tend to offer competitive salaries, often reflecting a preference for candidates with actuarial credentials such as ASA or FSA. Exam progression plays a crucial role in earnings, with each completed exam adding a potential increase in compensation from $3k to $8k. To maximize pay, aspiring actuaries should focus on passing exams, seeking positions in high-paying specialties like property and casualty reinsurance, and developing skills in predictive analytics, which are increasingly demanded across the industry.
More salary data for Roswell, NM:
Frequently Asked Questions
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Can actuaries make $100K in Roswell?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,905 for actuariesin the Roswell metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Roswell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov