Actuary Salary in Sayreville, NJ: $150,174 (2026)
Quick Answer:A full-time actuary in Sayreville, NJ earns a median $150,174/year (≈ $72.20/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sayreville's price level (15% above national, BEA RPP 115.2), that paycheck buys what $130,359 would nationally. Nominal pay sits 2.8% below the New Jersey state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Sayreville, NJ, are projected to earn a median annual salary of $150,174, which is notably above the national median of $134,160. This substantial compensation reflects the city's position within the specialized markets—particularly life, health, and pensions through the SOA versus the property and casualty (P&C) focus of the CAS. The local salary range spans from $88,368 at the 10th percentile to $232,769 at the 90th percentile, illustrating the potential earnings based on experience and specialization. These figures derive from 2025 BLS state-level data adjusted for regional price variations, emphasizing the competitive nature of the actuarial profession in Sayreville as demand continues to grow.
About the Sayreville Market
Salary estimated from New Jersey average ($142,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $88,368 | $42.49 |
| Lower Range (P25) | $115,397 | $55.48 |
| Median (P50)(typical) | $150,174 | $72.20 |
| Upper Range (P75) | $192,222 | $92.42 |
| Top Earners (P90) | $232,769 | $111.91 |
Median Salary Position
11.94% above the national average
2026 Salary Percentile Distribution in Sayreville
In Sayreville, NJ, the actuary salary spread from the 10th to 90th percentile is $144,401 (2026 est.). At $150,174, the local median is 11.94% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Sayreville: You'd be in the lower-middle range
How Sayreville Actuary Pay Compares
Sayreville median: $150,174/year (2026)
| Compared To | Median Salary | Sayreville Pays |
|---|---|---|
| New Jersey Average | $154,500 | -2.80% less |
| National Average | $134,160 | +11.94% more |
Actuarys in Sayreville, NJ earn a median of $150,174 per year (2026 est.), which is 11.94% higher than the national median of $134,160 and 2.80% below the New Jersey state average of $154,500.
Cost-of-Living Adjusted Salary
Sayreville has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sayreville, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $150,174 is competitive, the higher cost of living reduces purchasing power to an effective $130,359 — a 13.19% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$121,283
2025 BLS Actual
$145,517
2026 Current Est.
$150,174
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sayreville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $121,283 | Actual |
| 2020 | $124,283 | Actual |
| 2021 | $118,540 | Actual |
| 2022 | $127,596 | Actual |
| 2023 | $134,323 | Actual |
| 2024 | $158,949 | Actual |
| 2025 | $145,517 | Actual |
| 2026(current) | $150,174 | Estimated |
| 2027 | $154,979 | Projected |
Based on 7 years of BLS OEWS data for the Sayreville metropolitan area, the median actuary salary grew 20.0% from $121,283 (2019) to $145,517 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $154,979 by 2027 — a total increase of $33,696 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sayreville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $88,368 – $115,397 |
| 3-5 years (Mid Career) | $115,397 – $150,174 |
| 5+ years (Experienced) | $150,174 – $192,222 |
| 10+ years (Top Earner) | $192,222 – $232,769 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sayreville
The job market for actuaries in Sayreville is robust, with nine professionals currently employed in the area. However, local variables such as the cost of living index of 115.2 indicate that purchasing power and take-home pay will be vital considerations for those entering the field. Employers, particularly those in life insurance like Prudential and MetLife, as well as large health insurers like UnitedHealth and Cigna, tend to offer the most competitive salaries. There's a discernible pay gradient based on exam progression, where passing each exam can add $3,000 to $8,000 to base salary. Additionally, achieving Fellow status, especially through the SOA or CAS, leads to higher earning potential, particularly in consulting roles. Strategies to maximize your pay in Sayreville include focusing on the highest demand sectors, gaining relevant certifications, and developing skills in data analytics, which are increasingly sought after by both insurers and consulting firms.
More salary data for Sayreville, NJ:
Frequently Asked Questions
How much do actuaries make in Sayreville, NJ in 2026?
Is Sayreville, NJ a good place to work as a actuary?
Can actuaries make $100K in Sayreville?
What is the cost-of-living adjusted actuary salary in Sayreville?
How much does a actuary make per hour in Sayreville?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in New Jersey
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $145,517 for actuariesin the Sayreville metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sayreville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov