Actuary Salary in Liberty, MO: $118,462 (2026)
Quick Answer:A full-time actuary in Liberty, MO earns a median $118,462/year (≈ $56.96/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Liberty's price level (10% below national, BEA RPP 89.6), that paycheck buys what $132,212 would nationally. Nominal pay sits 1.5% below the Missouri state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Liberty, Missouri, are projected to earn a median annual salary of $118,462, reflecting the localized market conditions and cost adjustments. The salary range for this profession spans from $71,990 at the 10th percentile to a substantial $183,617 at the 90th percentile. With on-the-ground estimates derived from BLS state-level data, the compensation picture reveals insights specific to Liberty, particularly in relation to its average cost of living, which stands at 89.6. This factor highlights a competitive edge for local actuaries when considering their take-home earnings against national trends, including the projected national median of $134,160 for the same year.
About the Liberty Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $71,990 | $34.61 |
| Lower Range (P25) | $88,500 | $42.55 |
| Median (P50)(typical) | $118,462 | $56.96 |
| Upper Range (P75) | $150,774 | $72.49 |
| Top Earners (P90) | $183,617 | $88.28 |
Median Salary Position
11.7% below the national average
2026 Salary Percentile Distribution in Liberty
In Liberty, MO, the actuary salary spread from the 10th to 90th percentile is $111,627 (2026 est.). At $118,462, the local median is 11.7% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Liberty: You'd be in the lower-middle range
How Liberty Actuary Pay Compares
Liberty median: $118,462/year (2026)
| Compared To | Median Salary | Liberty Pays |
|---|---|---|
| Missouri Average | $120,266 | -1.50% less |
| National Average | $134,160 | -11.70% less |
Actuarys in Liberty, MO earn a median of $118,462 per year (2026 est.), which is 11.70% lower than the national median of $134,160 and 1.50% below the Missouri state average of $120,266.
Cost-of-Living Adjusted Salary
Liberty has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Liberty, MO has a cost-of-living index of 89.6 (below the national average of 100). A actuary earning $118,462 nominally has purchasing power equivalent to $132,212 in an average-cost city — an effective 11.61% boost.
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2019 BLS Actual
$95,672
2025 BLS Actual
$114,789
2026 Current Est.
$118,462
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Liberty (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $95,672 | Actual |
| 2020 | $98,039 | Actual |
| 2021 | $93,509 | Actual |
| 2022 | $100,652 | Actual |
| 2023 | $105,959 | Actual |
| 2024 | $104,193 | Actual |
| 2025 | $114,789 | Actual |
| 2026(current) | $118,462 | Estimated |
| 2027 | $122,253 | Projected |
Based on 7 years of BLS OEWS data for the Liberty metropolitan area, the median actuary salary grew 20.0% from $95,672 (2019) to $114,789 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $122,253 by 2027 — a total increase of $26,581 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Liberty metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $71,990 – $88,500 |
| 3-5 years (Mid Career) | $88,500 – $118,462 |
| 5+ years (Experienced) | $118,462 – $150,774 |
| 10+ years (Top Earner) | $150,774 – $183,617 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Liberty
With only five actuaries currently employed in Liberty, the job market for these professionals is relatively niche yet stable. The city's cost of living index suggests that actuaries may enjoy a favorable purchasing power compared to regions with higher living costs. Major employers in the area, including prominent consulting firms like Mercer and Aon, offer attractive packages that may include signing bonuses for credential completions and enhanced pay for advanced qualifications such as Fellow of the Society of Actuaries (FSA). The differential in pay is largely influenced by factors like exam progression—where each passing exam can contribute an increase of $3,000 to $8,000 in salary—and specialty markets, with property and casualty insurance typically commanding more competitive salaries than life or health actuarial roles. To maximize actuary pay in Liberty, investing time in exam preparation and acquiring certifications in high-demand areas can significantly enhance earning potential.
More salary data for Liberty, MO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $114,789 for actuariesin the Liberty metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Liberty is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov