Actuary Salary in Pearl, MS: $113,885 (2026)
Quick Answer:A full-time actuary in Pearl, MS earns a median $113,885/year (≈ $54.75/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Pearl's price level (14% below national, BEA RPP 85.7), that paycheck buys what $132,888 would nationally. Nominal pay sits 0.9% below the Mississippi state average.
Based on BLS state-level estimates · View source
In 2026, actuary salaries in Pearl, MS are projected to reflect a local median of $113,885, exhibiting a notable gap when compared to the national median of $134,160. The local salary range for actuaries spans from $70,185 at the 10th percentile to $176,523 at the 90th percentile. These figures are carefully formulated from BLS state-level data and regional cost assessments, indicating the prevailing conditions in this city. As professionals within the actuarial field consider their career paths, those specializing through the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS) must evaluate how their specialty impacts earning potential, as the pay can significantly vary between life/health sectors and property/casualty markets.
About the Pearl Market
Salary estimated from Mississippi average ($95,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $70,185 | $33.75 |
| Lower Range (P25) | $85,803 | $41.25 |
| Median (P50)(typical) | $113,885 | $54.75 |
| Upper Range (P75) | $145,648 | $70.02 |
| Top Earners (P90) | $176,523 | $84.87 |
Median Salary Position
15.11% below the national average
2026 Salary Percentile Distribution in Pearl
In Pearl, MS, the actuary salary spread from the 10th to 90th percentile is $106,338 (2026 est.). At $113,885, the local median is 15.11% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Pearl: You'd be in the lower-middle range
How Pearl Actuary Pay Compares
Pearl median: $113,885/year (2026)
| Compared To | Median Salary | Pearl Pays |
|---|---|---|
| Mississippi Average | $114,920 | -0.90% less |
| National Average | $134,160 | -15.11% less |
Actuarys in Pearl, MS earn a median of $113,885 per year (2026 est.), which is 15.11% lower than the national median of $134,160 and 0.90% below the Mississippi state average of $114,920.
Cost-of-Living Adjusted Salary
Pearl has a cost of living 14.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Pearl, MS has a cost-of-living index of 85.7 (below the national average of 100). A actuary earning $113,885 nominally has purchasing power equivalent to $132,888 in an average-cost city — an effective 16.69% boost.
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2019 BLS Actual
$91,976
2025 BLS Actual
$110,354
2026 Current Est.
$113,885
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Pearl (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $91,976 | Actual |
| 2020 | $94,251 | Actual |
| 2021 | $89,896 | Actual |
| 2022 | $96,763 | Actual |
| 2023 | $101,865 | Actual |
| 2024 | $80,644 | Actual |
| 2025 | $110,354 | Actual |
| 2026(current) | $113,885 | Estimated |
| 2027 | $117,530 | Projected |
Based on 7 years of BLS OEWS data for the Pearl metropolitan area, the median actuary salary grew 20.0% from $91,976 (2019) to $110,354 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $117,530 by 2027 — a total increase of $25,554 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pearl metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $70,185 – $85,803 |
| 3-5 years (Mid Career) | $85,803 – $113,885 |
| 5+ years (Experienced) | $113,885 – $145,648 |
| 10+ years (Top Earner) | $145,648 – $176,523 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Pearl
For actuaries based in Pearl, the local job market is relatively small, with only six professionals currently employed in this field, yet opportunities still exist within major employers in insurance and consulting. The cost of living index, at 85.7, suggests that while salaries may lag behind national averages, purchasing power remains more favorable in Pearl compared to larger urban centers. Employers such as Prudential and UnitedHealth represent some of the highest paying opportunities, particularly for those who have advanced their exam progression to FSA or FCAS credentials. The disparity between lower and higher salaries often arises from the level of exams passed and the unique demands of specialty markets. To maximize actuarial pay in Pearl, continued education and networking, as well as pursuing roles in high-demand sectors such as consulting, will be key strategies for aspiring professionals.
More salary data for Pearl, MS:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $110,354 for actuariesin the Pearl metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Pearl is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov