Actuary Salary in Horn Lake, MS: $112,637 (2026)
Quick Answer:A full-time actuary in Horn Lake, MS earns a median $112,637/year (≈ $54.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Horn Lake's price level (14% below national, BEA RPP 85.7), that paycheck buys what $131,432 would nationally. Nominal pay sits 2.0% below the Mississippi state average.
Based on BLS state-level estimates · View source
In Horn Lake, Mississippi, actuaries can expect a lucrative median annual salary of $112,637 in 2026, which reflects some challenges when measured against the national median of $134,160. The local market offers a salary range from $67,692 at the lower end to $174,587 at the upper end, making it important for prospective actuaries to weigh their specialty areas carefully, whether in the Society of Actuaries (SOA) for life, health, or pension sectors, or the Casualty Actuarial Society (CAS) for property and casualty. These figures are sourced from estimates based on 2025 BLS data, adjusted for local cost of living, allowing for a clearer perspective on what actuaries might earn in this city compared to the broader national landscape.
About the Horn Lake Market
Salary estimated from Mississippi average ($95,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $67,692 | $32.55 |
| Lower Range (P25) | $83,346 | $40.07 |
| Median (P50)(typical) | $112,637 | $54.15 |
| Upper Range (P75) | $142,646 | $68.58 |
| Top Earners (P90) | $174,587 | $83.93 |
Median Salary Position
16.04% below the national average
2026 Salary Percentile Distribution in Horn Lake
In Horn Lake, MS, the actuary salary spread from the 10th to 90th percentile is $106,895 (2026 est.). At $112,637, the local median is 16.04% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Horn Lake: You'd be in the lower-middle range
How Horn Lake Actuary Pay Compares
Horn Lake median: $112,637/year (2026)
| Compared To | Median Salary | Horn Lake Pays |
|---|---|---|
| Mississippi Average | $114,935 | -2.00% less |
| National Average | $134,160 | -16.04% less |
Actuarys in Horn Lake, MS earn a median of $112,637 per year (2026 est.), which is 16.04% lower than the national median of $134,160 and 2.00% below the Mississippi state average of $114,935.
Cost-of-Living Adjusted Salary
Horn Lake has a cost of living 14.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Horn Lake, MS has a cost-of-living index of 85.7 (below the national average of 100). A actuary earning $112,637 nominally has purchasing power equivalent to $131,432 in an average-cost city — an effective 16.69% boost.
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2019 BLS Actual
$90,967
2025 BLS Actual
$109,144
2026 Current Est.
$112,637
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Horn Lake (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $90,967 | Actual |
| 2020 | $93,217 | Actual |
| 2021 | $88,910 | Actual |
| 2022 | $95,702 | Actual |
| 2023 | $100,748 | Actual |
| 2024 | $79,759 | Actual |
| 2025 | $109,144 | Actual |
| 2026(current) | $112,637 | Estimated |
| 2027 | $116,241 | Projected |
Based on 7 years of BLS OEWS data for the Horn Lake metropolitan area, the median actuary salary grew 20.0% from $90,967 (2019) to $109,144 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $116,241 by 2027 — a total increase of $25,274 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Horn Lake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $67,692 – $83,346 |
| 3-5 years (Mid Career) | $83,346 – $112,637 |
| 5+ years (Experienced) | $112,637 – $142,646 |
| 10+ years (Top Earner) | $142,646 – $174,587 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Horn Lake
The job market in Horn Lake currently employs only six actuaries, indicative of a tighter job market for this profession in the region. With a cost-of-living index at 85.7, salaries in Horn Lake go further, enhancing the purchasing power of actuaries living there. Lifespan and health insurers like Prudential and UnitedHealth are among the highest payers, but property and casualty firms also present competitive opportunities. The variance between the lower and upper salary ranges can often be attributed to factors such as exam progression—where each passed exam can provide a $3,000 to $8,000 salary boost—and credential levels, with those holding Fellow (FSA/FCAS) designations often earning substantial raises. For actuaries aspiring to maximize their pay in this market, targeting firms that value predictive analytics and advanced data science skills can be particularly advantageous.
More salary data for Horn Lake, MS:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $109,144 for actuariesin the Horn Lake metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Horn Lake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov