Actuary Salary in Apple Valley, MN: $128,121 (2026)
Quick Answer:A full-time actuary in Apple Valley, MN earns a median $128,121/year (≈ $61.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Apple Valley's price level (1% below national, BEA RPP 98.5), that paycheck buys what $130,072 would nationally. Nominal pay sits 3.0% below the Minnesota state average.
Based on BLS state-level estimates · View source
In Apple Valley, Minnesota, the projected median annual salary for actuaries in 2026 is estimated at $128,121, slightly below the national median of $134,160. This salary reflects a range from $78,787 at the 10th percentile to $198,587 at the 90th percentile, indicating a competitive pay structure for professionals in this field. Estimates derived from 2025 BLS data, adjusted for regional price parity, show that expertise in various actuarial specialties can impact earning potential significantly. Those choosing to focus on the Society of Actuaries (SOA) market, such as life and health, versus the Casualty Actuarial Society (CAS) markets, often experience different financial outcomes based on the demand for their area of specialty, underscoring the importance of careful career path planning in Apple Valley's job market.
About the Apple Valley Market
Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,787 | $37.87 |
| Lower Range (P25) | $96,324 | $46.31 |
| Median (P50)(typical) | $128,121 | $61.60 |
| Upper Range (P75) | $163,994 | $78.84 |
| Top Earners (P90) | $198,587 | $95.47 |
Median Salary Position
4.5% below the national average
2026 Salary Percentile Distribution in Apple Valley
In Apple Valley, MN, the actuary salary spread from the 10th to 90th percentile is $119,800 (2026 est.). At $128,121, the local median is 4.5% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Apple Valley: You'd be in the lower-middle range
How Apple Valley Actuary Pay Compares
Apple Valley median: $128,121/year (2026)
| Compared To | Median Salary | Apple Valley Pays |
|---|---|---|
| Minnesota Average | $132,083 | -3.00% less |
| National Average | $134,160 | -4.50% less |
Actuarys in Apple Valley, MN earn a median of $128,121 per year (2026 est.), which is 4.50% lower than the national median of $134,160 and 3.00% below the Minnesota state average of $132,083.
Cost-of-Living Adjusted Salary
Apple Valley has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Apple Valley, MN has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $128,121 nominally has purchasing power equivalent to $130,072 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$103,473
2025 BLS Actual
$124,148
2026 Current Est.
$128,121
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Apple Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,473 | Actual |
| 2020 | $106,032 | Actual |
| 2021 | $101,133 | Actual |
| 2022 | $108,859 | Actual |
| 2023 | $114,598 | Actual |
| 2024 | $122,238 | Actual |
| 2025 | $124,148 | Actual |
| 2026(current) | $128,121 | Estimated |
| 2027 | $132,221 | Projected |
Based on 7 years of BLS OEWS data for the Apple Valley metropolitan area, the median actuary salary grew 20.0% from $103,473 (2019) to $124,148 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,221 by 2027 — a total increase of $28,748 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Apple Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,787 – $96,324 |
| 3-5 years (Mid Career) | $96,324 – $128,121 |
| 5+ years (Experienced) | $128,121 – $163,994 |
| 10+ years (Top Earner) | $163,994 – $198,587 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Apple Valley
Focusing on the local job scene, Apple Valley currently employs around 13 actuaries, which suggests a relatively niche but stable market for this profession. With a cost-of-living index of 98.5, actuaries in the area benefit from a purchasing power that may exceed that of their peers in higher-cost regions. Leading employers include major firms like UnitedHealth and Prudential, which generally offer higher compensation packages. The variance in actuary pay in Apple Valley can be influenced by several factors: the level of professional credentials, the number of exams passed, and specialization. Those with ASA or ACAS credentials can see substantial increases in salary upon earning their FSA or FCAS designations. To maximize earning potential, candidates should consider emphasizing skills in predictive analytics and consulting expertise, both of which are increasingly sought after in the insurance sector and can lead to higher compensation packages.
More salary data for Apple Valley, MN:
Frequently Asked Questions
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Can actuaries make $100K in Apple Valley?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,148 for actuariesin the Apple Valley metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Apple Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov