Actuary Salary in Rochester Hills, MI: $124,227 (2026)
Quick Answer:A full-time actuary in Rochester Hills, MI earns a median $124,227/year (≈ $59.72/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Rochester Hills's price level (7% below national, BEA RPP 93.2), that paycheck buys what $133,291 would nationally. Nominal pay sits 0.6% below the Michigan state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Rochester Hills, Michigan, can anticipate a median annual salary of $124,227, which reflects a decline of 7.40% compared to the national median of $134,160. The salary range for this profession spans from $72,052 at the 10th percentile to $192,552 at the 90th percentile. These figures provide a localized glimpse of compensation, following estimates derived from 2025 BLS data, adjusted for regional cost variations. Actuaries specializing in life and health insurance tend to earn differently compared to their counterparts in property and casualty sectors. As the job market evolves, understanding these nuances can aid professionals in navigating their career path effectively.
About the Rochester Hills Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $72,052 | $34.64 |
| Lower Range (P25) | $97,009 | $46.64 |
| Median (P50)(typical) | $124,227 | $59.72 |
| Upper Range (P75) | $159,011 | $76.45 |
| Top Earners (P90) | $192,552 | $92.57 |
Median Salary Position
7.4% below the national average
2026 Salary Percentile Distribution in Rochester Hills
In Rochester Hills, MI, the actuary salary spread from the 10th to 90th percentile is $120,500 (2026 est.). At $124,227, the local median is 7.4% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Rochester Hills: You'd be in the lower-middle range
How Rochester Hills Actuary Pay Compares
Rochester Hills median: $124,227/year (2026)
| Compared To | Median Salary | Rochester Hills Pays |
|---|---|---|
| Michigan Average | $124,977 | -0.60% less |
| National Average | $134,160 | -7.40% less |
Actuarys in Rochester Hills, MI earn a median of $124,227 per year (2026 est.), which is 7.40% lower than the national median of $134,160 and 0.60% below the Michigan state average of $124,977.
Cost-of-Living Adjusted Salary
Rochester Hills has a cost of living 6.80% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Rochester Hills, MI has a cost-of-living index of 93.2 (below the national average of 100). A actuary earning $124,227 nominally has purchasing power equivalent to $133,291 in an average-cost city — an effective 7.3% boost.
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2019 BLS Actual
$100,328
2025 BLS Actual
$120,375
2026 Current Est.
$124,227
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Rochester Hills (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $100,328 | Actual |
| 2020 | $102,810 | Actual |
| 2021 | $98,059 | Actual |
| 2022 | $105,550 | Actual |
| 2023 | $111,115 | Actual |
| 2024 | $111,116 | Actual |
| 2025 | $120,375 | Actual |
| 2026(current) | $124,227 | Estimated |
| 2027 | $128,202 | Projected |
Based on 7 years of BLS OEWS data for the Rochester Hills metropolitan area, the median actuary salary grew 20.0% from $100,328 (2019) to $120,375 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $128,202 by 2027 — a total increase of $27,874 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rochester Hills metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $72,052 – $97,009 |
| 3-5 years (Mid Career) | $97,009 – $124,227 |
| 5+ years (Experienced) | $124,227 – $159,011 |
| 10+ years (Top Earner) | $159,011 – $192,552 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Rochester Hills
In terms of job market dynamics, Rochester Hills features a modest employment base with 12 actuaries currently working in the region. The cost of living index stands at 93.2, indicating a cost of living below the national average, which enhances the purchasing power of local salaries. Among the major employers, firms such as UnitedHealth and Cigna are known for higher compensation levels in the health insurance sector, while Prudential and MetLife dominate life insurance pay structures. The variance in salaries can often be attributed to the progression through actuarial exams; each passed exam typically enhances compensation significantly. For actuaries in Rochester Hills, pursuing higher credentials, such as those from the Society of Actuaries or the Casualty Actuarial Society, as well as acquiring skills in predictive analytics, can be effective strategies for maximizing pay in this local market.
More salary data for Rochester Hills, MI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $120,375 for actuariesin the Rochester Hills metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Rochester Hills is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov