Actuary Salary in Port Huron, MI: $123,532 (2026)
Quick Answer:A full-time actuary in Port Huron, MI earns a median $123,532/year (≈ $59.39/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Port Huron's price level (7% below national, BEA RPP 93.2), that paycheck buys what $132,545 would nationally. Nominal pay sits 1.2% below the Michigan state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Port Huron, Michigan, can expect to earn a median annual salary of $123,532, reflecting a competitive landscape despite being slightly below the national median of $134,160. The salary range for this profession in the area spans from $76,114 at the 10th percentile to $191,475 at the 90th percentile, indicating substantial variation based on experience, credentials, and market specialization. These figures are derived from estimates based on 2025 BLS OEWS data and account for regional cost adjustments, given Port Huron's cost of living index of 93.2, which is below the national average. This suggests that while actuaries earn solid compensation, the localized economic conditions also play a significant role in determining actual take-home pay for professionals in this field.
About the Port Huron Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,114 | $36.59 |
| Lower Range (P25) | $92,674 | $44.55 |
| Median (P50)(typical) | $123,532 | $59.39 |
| Upper Range (P75) | $158,122 | $76.02 |
| Top Earners (P90) | $191,475 | $92.05 |
Median Salary Position
7.92% below the national average
2026 Salary Percentile Distribution in Port Huron
In Port Huron, MI, the actuary salary spread from the 10th to 90th percentile is $115,361 (2026 est.). At $123,532, the local median is 7.92% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Port Huron: You'd be in the lower-middle range
How Port Huron Actuary Pay Compares
Port Huron median: $123,532/year (2026)
| Compared To | Median Salary | Port Huron Pays |
|---|---|---|
| Michigan Average | $125,033 | -1.20% less |
| National Average | $134,160 | -7.92% less |
Actuarys in Port Huron, MI earn a median of $123,532 per year (2026 est.), which is 7.92% lower than the national median of $134,160 and 1.20% below the Michigan state average of $125,033.
Cost-of-Living Adjusted Salary
Port Huron has a cost of living 6.80% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Port Huron, MI has a cost-of-living index of 93.2 (below the national average of 100). A actuary earning $123,532 nominally has purchasing power equivalent to $132,545 in an average-cost city — an effective 7.3% boost.
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2019 BLS Actual
$99,767
2025 BLS Actual
$119,702
2026 Current Est.
$123,532
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Port Huron (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,767 | Actual |
| 2020 | $102,235 | Actual |
| 2021 | $97,511 | Actual |
| 2022 | $104,960 | Actual |
| 2023 | $110,494 | Actual |
| 2024 | $110,494 | Actual |
| 2025 | $119,702 | Actual |
| 2026(current) | $123,532 | Estimated |
| 2027 | $127,486 | Projected |
Based on 7 years of BLS OEWS data for the Port Huron metropolitan area, the median actuary salary grew 20.0% from $99,767 (2019) to $119,702 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $127,486 by 2027 — a total increase of $27,719 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Port Huron metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,114 – $92,674 |
| 3-5 years (Mid Career) | $92,674 – $123,532 |
| 5+ years (Experienced) | $123,532 – $158,122 |
| 10+ years (Top Earner) | $158,122 – $191,475 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Port Huron
While the overall market for actuaries in Port Huron appears promising, with only six actuaries currently employed in the area, those seeking maximized earnings should consider the most lucrative sectors. Typically, life insurance companies and consulting firms tend to offer higher salaries compared to health insurance and property & casualty insurers. The gradient of actuary pay in Port Huron MI is influenced by factors such as exam progression and specialty, with each exam passed often leading to an increase in pay. Professionals at the ASA or ACAS levels aiming for FSA or FCAS credentials can see significant pay jumps. Additionally, developing predictive analytics skills could enhance job prospects. For prospective actuaries in Port Huron, pursuing education within these high-paying sectors while progressing through actuarial exams may provide the best avenue for financial growth.
More salary data for Port Huron, MI:
Frequently Asked Questions
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Can actuaries make $100K in Port Huron?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $119,702 for actuariesin the Port Huron metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Port Huron is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov