Actuary Salary in Natick, MA: $140,163 (2026)
Quick Answer:A full-time actuary in Natick, MA earns a median $140,163/year (≈ $67.39/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Natick's price level (9% above national, BEA RPP 108.5), that paycheck buys what $129,182 would nationally. Nominal pay sits 3.7% below the Massachusetts state average.
Based on BLS state-level estimates · View source
In 2026, actuary salaries in Natick, Massachusetts, are projected to reach a median of $140,163, reflecting a competitive edge over the national median of $134,160. Local experts anticipate a salary range extending from a lower threshold of $91,799 to an upper limit of $217,253, indicating varied compensation depending on experience and specialization. These figures, derived from 2025 BLS state-level data and adjusted for regional price parity, highlight the city's favorable position within the actuarial profession, especially for those engaged in life, health, or pension sectors represented by the Society of Actuaries (SOA). This dynamic indicates a robust local job market for actuaries, which is essential for professionals contemplating their career paths in Natick.
About the Natick Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $91,799 | $44.14 |
| Lower Range (P25) | $109,303 | $52.55 |
| Median (P50)(typical) | $140,163 | $67.39 |
| Upper Range (P75) | $177,665 | $85.42 |
| Top Earners (P90) | $217,253 | $104.45 |
Median Salary Position
4.47% above the national average
2026 Salary Percentile Distribution in Natick
In Natick, MA, the actuary salary spread from the 10th to 90th percentile is $125,454 (2026 est.). At $140,163, the local median is 4.47% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Natick: You'd be in the lower-middle range
How Natick Actuary Pay Compares
Natick median: $140,163/year (2026)
| Compared To | Median Salary | Natick Pays |
|---|---|---|
| Massachusetts Average | $145,548 | -3.70% less |
| National Average | $134,160 | +4.47% more |
Actuarys in Natick, MA earn a median of $140,163 per year (2026 est.), which is 4.47% higher than the national median of $134,160 and 3.70% below the Massachusetts state average of $145,548.
Cost-of-Living Adjusted Salary
Natick has a cost of living 8.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Natick, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $140,163 is competitive, the higher cost of living reduces purchasing power to an effective $129,182 — a 7.83% reduction.
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2019 BLS Actual
$113,198
2025 BLS Actual
$135,817
2026 Current Est.
$140,163
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Natick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $113,198 | Actual |
| 2020 | $115,998 | Actual |
| 2021 | $110,639 | Actual |
| 2022 | $119,091 | Actual |
| 2023 | $125,370 | Actual |
| 2024 | $148,354 | Actual |
| 2025 | $135,817 | Actual |
| 2026(current) | $140,163 | Estimated |
| 2027 | $144,648 | Projected |
Based on 7 years of BLS OEWS data for the Natick metropolitan area, the median actuary salary grew 20.0% from $113,198 (2019) to $135,817 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $144,648 by 2027 — a total increase of $31,450 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Natick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $91,799 – $109,303 |
| 3-5 years (Mid Career) | $109,303 – $140,163 |
| 5+ years (Experienced) | $140,163 – $177,665 |
| 10+ years (Top Earner) | $177,665 – $217,253 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Natick
Examining the local job market for actuaries reveals a small yet significant presence, with five actuaries employed in Natick, MA. The cost of living index stands at 108.5, suggesting that while salaries are competitive, professionals should be mindful of living expenses that could impact their purchasing power. Major employers in the region include life insurance firms like Prudential and MetLife, as well as consulting giants such as Mercer and Aon, which often offer higher salaries compared to traditional insurers. The spread between lower and higher pay is influenced heavily by factors like exam progression, where each passed exam can lead to substantial increases in salary. Additionally, holding advanced credentials such as the FSA or FCAS can result in markedly higher compensation, especially in consulting roles where predictive analytics skills are in demand. Therefore, aspiring actuaries in Natick are advised to prioritize exam success and consider opportunities that offer signing bonuses upon completion of credentials to max out their earning potential.
More salary data for Natick, MA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $135,817 for actuariesin the Natick metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Natick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov