Actuary Salary in Salisbury, MD: $142,619 (2026)
Quick Answer:A full-time actuary in Salisbury, MD earns a median $142,619/year (≈ $68.57/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Salisbury's price level (9% above national, BEA RPP 109.3), that paycheck buys what $130,484 would nationally. Nominal pay sits 2.7% below the Maryland state average.
Based on BLS state-level estimates · View source
In Salisbury, Maryland, actuaries can expect a solid median annual salary of $142,619, which notably surpasses the national median of $134,160 for 2026. The salary range for actuaries in this area is robust, starting at $83,998 at the 10th percentile and reaching up to $221,060 at the 90th percentile. These figures are derived from estimates based on 2025 BLS data, adjusted for local economic conditions. Given that actuaries with advanced credentials such as Fellowship are in high demand, especially in consulting firms like Milliman and Mercer, this locality provides insightful contrasts in pay between sectors, particularly with life and health insurers versus consulting houses.
About the Salisbury Market
Salary estimated from Maryland average ($130,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $83,998 | $40.38 |
| Lower Range (P25) | $112,929 | $54.29 |
| Median (P50)(typical) | $142,619 | $68.57 |
| Upper Range (P75) | $182,553 | $87.76 |
| Top Earners (P90) | $221,060 | $106.28 |
Median Salary Position
6.31% above the national average
2026 Salary Percentile Distribution in Salisbury
In Salisbury, MD, the actuary salary spread from the 10th to 90th percentile is $137,062 (2026 est.). At $142,619, the local median is 6.31% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Salisbury: You'd be in the lower-middle range
How Salisbury Actuary Pay Compares
Salisbury median: $142,619/year (2026)
| Compared To | Median Salary | Salisbury Pays |
|---|---|---|
| Maryland Average | $146,577 | -2.70% less |
| National Average | $134,160 | +6.31% more |
Actuarys in Salisbury, MD earn a median of $142,619 per year (2026 est.), which is 6.31% higher than the national median of $134,160 and 2.70% below the Maryland state average of $146,577.
Cost-of-Living Adjusted Salary
Salisbury has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Salisbury, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $142,619 is competitive, the higher cost of living reduces purchasing power to an effective $130,484 — a 8.51% reduction.
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2019 BLS Actual
$115,182
2025 BLS Actual
$138,197
2026 Current Est.
$142,619
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Salisbury (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $115,182 | Actual |
| 2020 | $118,031 | Actual |
| 2021 | $112,577 | Actual |
| 2022 | $121,178 | Actual |
| 2023 | $127,566 | Actual |
| 2024 | $138,197 | Actual |
| 2025 | $138,197 | Actual |
| 2026(current) | $142,619 | Estimated |
| 2027 | $147,183 | Projected |
Based on 7 years of BLS OEWS data for the Salisbury metropolitan area, the median actuary salary grew 20.0% from $115,182 (2019) to $138,197 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $147,183 by 2027 — a total increase of $32,001 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Salisbury metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $83,998 – $112,929 |
| 3-5 years (Mid Career) | $112,929 – $142,619 |
| 5+ years (Experienced) | $142,619 – $182,553 |
| 10+ years (Top Earner) | $182,553 – $221,060 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Salisbury
The actuary job market in Salisbury currently employs about six professionals, indicating a niche workforce within the area. While the cost-of-living index stands at 109.3, this suggests that pay adjustments are necessary to maintain purchasing power in a region with above-average living expenses. The highest paying employers generally include leading insurance companies like Prudential and MetLife, which offer competitive salaries compared to consulting firms. Variability in salaries can be attributed to factors such as exam progression—where each passed exam can yield additional pay—and the specific market segment, with consulting positions often providing higher compensation than traditional insurer roles. To maximize earnings in Salisbury, actuaries should strategically focus on obtaining Fellow-level credentials and seek opportunities that leverage emerging skills in predictive analytics and data science, enhancing their market value.
More salary data for Salisbury, MD:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $138,197 for actuariesin the Salisbury metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Salisbury is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov