Actuary Salary in Houma, LA: $106,042 (2026)
Quick Answer:A full-time actuary in Houma, LA earns a median $106,042/year (≈ $50.98/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Houma's price level (10% below national, BEA RPP 90.3), that paycheck buys what $117,433 would nationally. Nominal pay sits 3.2% below the Louisiana state average.
Based on BLS state-level estimates · View source
In Houma, Louisiana, actuaries can expect a median annual salary of $106,042 in 2026, reflecting regional assessments adjusted according to local cost factors. The salary range for this profession in the area varies significantly, with figures from $69,955 at the 10th percentile up to $164,366 for those at the 90th percentile. This compensation landscape presents a stark contrast when compared to the national median of $134,160, which highlights a potential undervaluation of actuarial roles within Houma. The specialization within the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS) can also influence earning potential, as each path caters to different segments within the industry, impacting local demand and salary offerings.
About the Houma Market
Salary estimated from Louisiana average ($110,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $69,955 | $33.63 |
| Lower Range (P25) | $83,294 | $40.04 |
| Median (P50)(typical) | $106,042 | $50.98 |
| Upper Range (P75) | $134,936 | $64.87 |
| Top Earners (P90) | $164,366 | $79.02 |
Median Salary Position
20.96% below the national average
2026 Salary Percentile Distribution in Houma
In Houma, LA, the actuary salary spread from the 10th to 90th percentile is $94,411 (2026 est.). At $106,042, the local median is 20.96% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Houma: You'd be in the lower-middle range
How Houma Actuary Pay Compares
Houma median: $106,042/year (2026)
| Compared To | Median Salary | Houma Pays |
|---|---|---|
| Louisiana Average | $109,548 | -3.20% less |
| National Average | $134,160 | -20.96% less |
Actuarys in Houma, LA earn a median of $106,042 per year (2026 est.), which is 20.96% lower than the national median of $134,160 and 3.20% below the Louisiana state average of $109,548.
Cost-of-Living Adjusted Salary
Houma has a cost of living 9.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Houma, LA has a cost-of-living index of 90.3 (below the national average of 100). A actuary earning $106,042 nominally has purchasing power equivalent to $117,433 in an average-cost city — an effective 10.74% boost.
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2019 BLS Actual
$85,642
2025 BLS Actual
$102,754
2026 Current Est.
$106,042
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Houma (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,642 | Actual |
| 2020 | $87,760 | Actual |
| 2021 | $83,705 | Actual |
| 2022 | $90,099 | Actual |
| 2023 | $94,850 | Actual |
| 2024 | $96,107 | Actual |
| 2025 | $102,754 | Actual |
| 2026(current) | $106,042 | Estimated |
| 2027 | $109,435 | Projected |
Based on 7 years of BLS OEWS data for the Houma metropolitan area, the median actuary salary grew 20.0% from $85,642 (2019) to $102,754 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $109,435 by 2027 — a total increase of $23,793 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Houma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $69,955 – $83,294 |
| 3-5 years (Mid Career) | $83,294 – $106,042 |
| 5+ years (Experienced) | $106,042 – $134,936 |
| 10+ years (Top Earner) | $134,936 – $164,366 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Houma
The job market for actuaries in Houma shows moderate strength, with only six professionals currently employed in the area, indicating a tight-knit community likely reliant on specific employers such as Prudential, UnitedHealth, and State Farm. With a cost-of-living index at 90.3, actuaries in this city benefit from a lower financial burden compared to national averages, which enhances their purchasing power. Exam progression is a primary driver of salary differences, as each passed exam can yield significant pay increases, and those holding ASA credentials can expect to command higher salaries than their non-credentialed counterparts. To maximize actuarial pay in Houma, professionals should focus on advancing their examinations while considering opportunities in consulting firms, where credentialed experts can leverage their qualifications for more competitive compensation packages. Pursuing additional skills in data analytics may also prove advantageous as the industry evolves.
More salary data for Houma, LA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,754 for actuariesin the Houma metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Houma is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov