Actuary Salary in Jeffersontown, KY: $102,084 (2026)
Quick Answer:A full-time actuary in Jeffersontown, KY earns a median $102,084/year (≈ $49.08/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Jeffersontown's price level (11% below national, BEA RPP 89.3), that paycheck buys what $114,316 would nationally. Nominal pay sits 5.1% below the Kentucky state average.
Based on BLS state-level estimates · View source
In Jeffersontown, Kentucky, actuaries are anticipated to earn a median annual salary of $102,084 in 2026, significantly lower than the national median of $134,160. This reflects a distinct difference related to the local job market and industry focus. Salary projections for this role indicate a range from $64,502 at the 10th percentile to $158,230 at the 90th percentile. These figures have been derived from 2025 BLS data, adjusted for the cost of living in the region, which is slightly below the national average. As such, those considering a career as an actuary in Jeffersontown should be prepared for the regional pay structure and understand how the choice between the SOA and CAS specialties impacts earning potential.
About the Jeffersontown Market
Salary estimated from Kentucky average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $64,502 | $31.01 |
| Lower Range (P25) | $77,847 | $37.43 |
| Median (P50)(typical) | $102,084 | $49.08 |
| Upper Range (P75) | $130,668 | $62.82 |
| Top Earners (P90) | $158,230 | $76.07 |
Median Salary Position
23.91% below the national average
2026 Salary Percentile Distribution in Jeffersontown
In Jeffersontown, KY, the actuary salary spread from the 10th to 90th percentile is $93,728 (2026 est.). At $102,084, the local median is 23.91% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Jeffersontown: You'd be in the lower-middle range
How Jeffersontown Actuary Pay Compares
Jeffersontown median: $102,084/year (2026)
| Compared To | Median Salary | Jeffersontown Pays |
|---|---|---|
| Kentucky Average | $107,571 | -5.10% less |
| National Average | $134,160 | -23.91% less |
Actuarys in Jeffersontown, KY earn a median of $102,084 per year (2026 est.), which is 23.91% lower than the national median of $134,160 and 5.10% below the Kentucky state average of $107,571.
Cost-of-Living Adjusted Salary
Jeffersontown has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Jeffersontown, KY has a cost-of-living index of 89.3 (below the national average of 100). A actuary earning $102,084 nominally has purchasing power equivalent to $114,316 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$82,445
2025 BLS Actual
$98,919
2026 Current Est.
$102,084
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Jeffersontown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $82,445 | Actual |
| 2020 | $84,484 | Actual |
| 2021 | $80,581 | Actual |
| 2022 | $86,737 | Actual |
| 2023 | $91,310 | Actual |
| 2024 | $91,556 | Actual |
| 2025 | $98,919 | Actual |
| 2026(current) | $102,084 | Estimated |
| 2027 | $105,351 | Projected |
Based on 7 years of BLS OEWS data for the Jeffersontown metropolitan area, the median actuary salary grew 20.0% from $82,445 (2019) to $98,919 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $105,351 by 2027 — a total increase of $22,906 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Jeffersontown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $64,502 – $77,847 |
| 3-5 years (Mid Career) | $77,847 – $102,084 |
| 5+ years (Experienced) | $102,084 – $130,668 |
| 10+ years (Top Earner) | $130,668 – $158,230 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Jeffersontown
The job market for actuaries in Jeffersontown is modest, with only five professionals currently employed in this capacity. While the storied global brands in the life and health insurance sectors, such as Prudential and UnitedHealth, provide steady job opportunities, the region's cost-of-living index of 89.3 suggests better purchasing power for salaries compared to more expensive metropolitan areas. The disparity in local actuary pay is influenced by various factors such as progression through exams, which can increment base salaries by $3,000 to $8,000 for each completed exam. Actuaries can maximize their earning potential by aiming for managerial roles in consulting firms or obtaining advanced credentials like FSA or FCAS, which traditionally command higher salaries. With a keen understanding of these dynamics, prospective actuaries can better navigate their career trajectories in Jeffersontown, KY.
More salary data for Jeffersontown, KY:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $98,919 for actuariesin the Jeffersontown metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Jeffersontown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov