Actuary Salary in Sarasota, FL: $130,300 (2026)
Quick Answer:A full-time actuary in Sarasota, FL earns a median $130,300/year (≈ $62.64/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sarasota's price level (1% above national, BEA RPP 100.8), that paycheck buys what $129,266 would nationally. Nominal pay sits 0.5% above the Florida state average.
Based on BLS state-level estimates · View source
In Sarasota, Florida, the projected annual salary for actuaries in 2026 is set at $130,300, reflecting a slight dip of 2.88% compared to the national median of $134,160. The local pay range varies significantly, spanning from $76,575 at the 10th percentile to as much as $201,965 at the 90th percentile. These estimates are derived from 2025 BLS state-level data, adjusted for regional price differences, and highlight the potential earnings available in this unique market. For those interested in pursuing a career here, understanding the exam progression is critical, as many local employers advance pay with each exam passed, making the journey to fellowship particularly lucrative.
About the Sarasota Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,575 | $36.81 |
| Lower Range (P25) | $95,697 | $46.01 |
| Median (P50)(typical) | $130,300 | $62.64 |
| Upper Range (P75) | $166,785 | $80.19 |
| Top Earners (P90) | $201,965 | $97.10 |
Median Salary Position
2.88% below the national average
2026 Salary Percentile Distribution in Sarasota
In Sarasota, FL, the actuary salary spread from the 10th to 90th percentile is $125,390 (2026 est.). At $130,300, the local median is 2.88% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Sarasota: You'd be in the lower-middle range
How Sarasota Actuary Pay Compares
Sarasota median: $130,300/year (2026)
| Compared To | Median Salary | Sarasota Pays |
|---|---|---|
| Florida Average | $129,652 | +0.50% more |
| National Average | $134,160 | -2.88% less |
Actuarys in Sarasota, FL earn a median of $130,300 per year (2026 est.), which is 2.88% lower than the national median of $134,160 and 0.50% above the Florida state average of $129,652.
Cost-of-Living Adjusted Salary
Sarasota has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sarasota, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $130,300 is competitive, the higher cost of living reduces purchasing power to an effective $129,266 — a 0.79% reduction.
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2019 BLS Actual
$105,233
2025 BLS Actual
$126,260
2026 Current Est.
$130,300
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sarasota (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,233 | Actual |
| 2020 | $107,836 | Actual |
| 2021 | $102,853 | Actual |
| 2022 | $110,711 | Actual |
| 2023 | $116,548 | Actual |
| 2024 | $119,502 | Actual |
| 2025 | $126,260 | Actual |
| 2026(current) | $130,300 | Estimated |
| 2027 | $134,470 | Projected |
Based on 7 years of BLS OEWS data for the Sarasota metropolitan area, the median actuary salary grew 20.0% from $105,233 (2019) to $126,260 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $134,470 by 2027 — a total increase of $29,237 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sarasota metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,575 – $95,697 |
| 3-5 years (Mid Career) | $95,697 – $130,300 |
| 5+ years (Experienced) | $130,300 – $166,785 |
| 10+ years (Top Earner) | $166,785 – $201,965 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sarasota
The actuary job market in Sarasota is relatively small, with only 10 professionals currently employed in this field. This limited pool corresponds with the area's cost of living index of 100.8, suggesting that while salaries offer a competitive edge, purchasing power does not significantly exceed the national average. Major employers such as UnitedHealth and Prudential frequently offer higher salaries, particularly for roles that involve pensions and reinsurance, where credentialed fellows have an advantage. The variance in pay also stems from differing levels of exam progression, with each passed exam often leading to increases of $3,000 to $8,000. To maximize earnings in Sarasota, pursuing specialty certifications and proliferating exam success is essential, as is considering opportunities in consulting, where compensation is typically higher.
More salary data for Sarasota, FL:
Frequently Asked Questions
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Can actuaries make $100K in Sarasota?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,260 for actuariesin the Sarasota metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sarasota is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov