Actuary Salary in Haines City, FL: $125,816 (2026)
Quick Answer:A full-time actuary in Haines City, FL earns a median $125,816/year (≈ $60.49/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Haines City's price level (1% above national, BEA RPP 100.8), that paycheck buys what $124,817 would nationally. Nominal pay sits 3.0% below the Florida state average.
Based on BLS state-level estimates · View source
In 2026, the median annual salary for actuaries in Haines City, Florida, stands at $125,816, slightly lower than the national average of $134,160. This salary reflects local estimates derived from BLS data, adjusted for regional cost differences. The pay range is notable, with figures reaching from $73,703 at the 10th percentile to $195,015 at the 90th percentile. Actuaries in consulting firms typically earn more than those in insurance roles, particularly at the Fellow level. Understanding this gradient is crucial for professionals navigating their careers in Haines City as they seek to maximize their compensation.
About the Haines City Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,703 | $35.44 |
| Lower Range (P25) | $99,231 | $47.71 |
| Median (P50)(typical) | $125,816 | $60.49 |
| Upper Range (P75) | $160,490 | $77.16 |
| Top Earners (P90) | $195,015 | $93.76 |
Median Salary Position
6.22% below the national average
2026 Salary Percentile Distribution in Haines City
In Haines City, FL, the actuary salary spread from the 10th to 90th percentile is $121,312 (2026 est.). At $125,816, the local median is 6.22% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Haines City: You'd be in the lower-middle range
How Haines City Actuary Pay Compares
Haines City median: $125,816/year (2026)
| Compared To | Median Salary | Haines City Pays |
|---|---|---|
| Florida Average | $129,708 | -3.00% less |
| National Average | $134,160 | -6.22% less |
Actuarys in Haines City, FL earn a median of $125,816 per year (2026 est.), which is 6.22% lower than the national median of $134,160 and 3.00% below the Florida state average of $129,708.
Cost-of-Living Adjusted Salary
Haines City has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Haines City, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $125,816 is competitive, the higher cost of living reduces purchasing power to an effective $124,817 — a 0.79% reduction.
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2019 BLS Actual
$101,611
2025 BLS Actual
$121,915
2026 Current Est.
$125,816
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Haines City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,611 | Actual |
| 2020 | $104,125 | Actual |
| 2021 | $99,314 | Actual |
| 2022 | $106,901 | Actual |
| 2023 | $112,537 | Actual |
| 2024 | $115,390 | Actual |
| 2025 | $121,915 | Actual |
| 2026(current) | $125,816 | Estimated |
| 2027 | $129,842 | Projected |
Based on 7 years of BLS OEWS data for the Haines City metropolitan area, the median actuary salary grew 20.0% from $101,611 (2019) to $121,915 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $129,842 by 2027 — a total increase of $28,231 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Haines City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,703 – $99,231 |
| 3-5 years (Mid Career) | $99,231 – $125,816 |
| 5+ years (Experienced) | $125,816 – $160,490 |
| 10+ years (Top Earner) | $160,490 – $195,015 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Haines City
Considering the local landscape, there are currently five actuaries employed in Haines City, with a cost-of-living index of 100.8, indicating that living expenses are marginally higher than the national average. Employers such as life and health insurance companies, including major players like Prudential and UnitedHealth, present lucrative opportunities for actuaries, particularly those who have achieved Fellow status. The salary spread in this market largely stems from credentialing; each passed exam typically increases compensation by $3,000 to $8,000. Actuaries aiming for higher pay should focus on specialties that command premium compensation, such as property and casualty reinsurance or consulting. Advancing through the ASA-to-FSA timeline and acquiring skills in predictive analytics can also enhance earning potential within the Haines City FL job market.
More salary data for Haines City, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,915 for actuariesin the Haines City metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Haines City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov