Actuary Salary in Deltona, FL: $127,280 (2026)
Quick Answer:A full-time actuary in Deltona, FL earns a median $127,280/year (≈ $61.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Deltona's price level (1% above national, BEA RPP 100.8), that paycheck buys what $126,270 would nationally. Nominal pay sits 1.9% below the Florida state average.
Based on BLS state-level estimates · View source
Actuaries specializing in life and health insurance or pension markets in Deltona, Florida, can expect a median annual salary projected at $127,280 for 2026. This compensation reflects a salary range where entry-level positions start around $77,000, and experienced professionals can earn up to $197,283. These figures are derived from BLS state-level data as well as regional price adjustments, providing a localized view of the market for actuarial roles. When compared to the national median of $134,160, Deltona's actuary pay shows a slight decline of 5.13%, which may influence job seekers considering opportunities in this area. Given the mix of employers in life, health, and property-casualty sectors, candidates should carefully consider their specialization when evaluating their expected salary in Deltona.
About the Deltona Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $77,000 | $37.02 |
| Lower Range (P25) | $94,738 | $45.54 |
| Median (P50)(typical) | $127,280 | $61.19 |
| Upper Range (P75) | $162,918 | $78.33 |
| Top Earners (P90) | $197,283 | $94.85 |
Median Salary Position
5.13% below the national average
2026 Salary Percentile Distribution in Deltona
In Deltona, FL, the actuary salary spread from the 10th to 90th percentile is $120,283 (2026 est.). At $127,280, the local median is 5.13% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Deltona: You'd be in the lower-middle range
How Deltona Actuary Pay Compares
Deltona median: $127,280/year (2026)
| Compared To | Median Salary | Deltona Pays |
|---|---|---|
| Florida Average | $129,745 | -1.90% less |
| National Average | $134,160 | -5.13% less |
Actuarys in Deltona, FL earn a median of $127,280 per year (2026 est.), which is 5.13% lower than the national median of $134,160 and 1.90% below the Florida state average of $129,745.
Cost-of-Living Adjusted Salary
Deltona has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Deltona, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $127,280 is competitive, the higher cost of living reduces purchasing power to an effective $126,270 — a 0.79% reduction.
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2019 BLS Actual
$102,793
2025 BLS Actual
$123,333
2026 Current Est.
$127,280
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Deltona (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,793 | Actual |
| 2020 | $105,336 | Actual |
| 2021 | $100,469 | Actual |
| 2022 | $108,144 | Actual |
| 2023 | $113,846 | Actual |
| 2024 | $116,732 | Actual |
| 2025 | $123,333 | Actual |
| 2026(current) | $127,280 | Estimated |
| 2027 | $131,353 | Projected |
Based on 7 years of BLS OEWS data for the Deltona metropolitan area, the median actuary salary grew 20.0% from $102,793 (2019) to $123,333 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,353 by 2027 — a total increase of $28,560 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Deltona metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $77,000 – $94,738 |
| 3-5 years (Mid Career) | $94,738 – $127,280 |
| 5+ years (Experienced) | $127,280 – $162,918 |
| 10+ years (Top Earner) | $162,918 – $197,283 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Deltona
In Deltona, the local job market currently has 22 actuaries actively employed, which reflects a niche but stable demand for expertise in this field. With a cost-of-living index of 100.8, residents may experience slightly higher expenses compared to the national average, affecting their overall purchasing power. Among the local employers, life insurance companies such as Prudential and MetLife, along with health insurers like UnitedHealth and Cigna, are known to offer competitive salaries. For those seeking to maximize their actuary pay in Deltona, pursuing advanced credentials like FSA/FCAS can lead to significant pay increases due to the exam progression system. Each passed exam typically corresponds to an additional salary increment. By aligning their specialties with lucrative sectors such as property and casualty insurance or consulting, candidates can enhance their earning potential while navigating the current job market dynamics in Deltona, FL.
More salary data for Deltona, FL:
Frequently Asked Questions
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Can actuaries make $100K in Deltona?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,333 for actuariesin the Deltona metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Deltona is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov