Actuary Salary in Delray Beach, FL: $130,033 (2026)
Quick Answer:A full-time actuary in Delray Beach, FL earns a median $130,033/year (≈ $62.52/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Delray Beach's price level (1% above national, BEA RPP 100.8), that paycheck buys what $129,001 would nationally. Nominal pay sits 0.3% above the Florida state average.
Based on BLS state-level estimates · View source
Salaries for actuaries in Delray Beach, Florida, reflect the area's unique economic landscape, characterized by strong demand for analytics in both consulting and insurance sectors. With a median annual salary projected at $130,033 for 2026, actuaries in this locale earn slightly below the national median of $134,160, highlighting a 3.08% salary gap. The salary range here spans from a lower 10th percentile of $76,518 to an upper 90th percentile of $201,552, indicating significant earnings variation based on experience, credentials, and specialization. These figures derive from BLS state-level data and account for regional cost-of-living adjustments, underscoring the robust market for actuarial talent in Delray Beach.
About the Delray Beach Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,518 | $36.79 |
| Lower Range (P25) | $100,133 | $48.14 |
| Median (P50)(typical) | $130,033 | $62.52 |
| Upper Range (P75) | $166,442 | $80.02 |
| Top Earners (P90) | $201,552 | $96.90 |
Median Salary Position
3.08% below the national average
2026 Salary Percentile Distribution in Delray Beach
In Delray Beach, FL, the actuary salary spread from the 10th to 90th percentile is $125,034 (2026 est.). At $130,033, the local median is 3.08% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Delray Beach: You'd be in the lower-middle range
How Delray Beach Actuary Pay Compares
Delray Beach median: $130,033/year (2026)
| Compared To | Median Salary | Delray Beach Pays |
|---|---|---|
| Florida Average | $129,644 | +0.30% more |
| National Average | $134,160 | -3.08% less |
Actuarys in Delray Beach, FL earn a median of $130,033 per year (2026 est.), which is 3.08% lower than the national median of $134,160 and 0.30% above the Florida state average of $129,644.
Cost-of-Living Adjusted Salary
Delray Beach has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Delray Beach, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $130,033 is competitive, the higher cost of living reduces purchasing power to an effective $129,001 — a 0.79% reduction.
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2019 BLS Actual
$105,017
2025 BLS Actual
$126,001
2026 Current Est.
$130,033
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Delray Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,017 | Actual |
| 2020 | $107,615 | Actual |
| 2021 | $102,642 | Actual |
| 2022 | $110,483 | Actual |
| 2023 | $116,309 | Actual |
| 2024 | $119,257 | Actual |
| 2025 | $126,001 | Actual |
| 2026(current) | $130,033 | Estimated |
| 2027 | $134,194 | Projected |
Based on 7 years of BLS OEWS data for the Delray Beach metropolitan area, the median actuary salary grew 20.0% from $105,017 (2019) to $126,001 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $134,194 by 2027 — a total increase of $29,177 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Delray Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,518 – $100,133 |
| 3-5 years (Mid Career) | $100,133 – $130,033 |
| 5+ years (Experienced) | $130,033 – $166,442 |
| 10+ years (Top Earner) | $166,442 – $201,552 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Delray Beach
Currently, the local job market supports about 15 actuaries, providing a mix of opportunities primarily within the insurance and consulting sectors. Notably, employers such as life insurance firms and major consulting companies offer some of the highest salaries. The cost of living in Delray Beach, with a CoL index of 100.8, suggests that while these salaries may be competitive, purchasing power can be impacted by local expenses. The disparity in pay is influenced by several factors, including the completion of exams that can result in pay increases of approximately $3,000 to $8,000 per exam passed, moving from Associate to Fellow status, and specialization in lucrative fields like property and casualty reinsurance or consulting. Actuaries aiming to maximize their pay should focus on obtaining relevant credentials swiftly while enhancing skills in predictive analytics to position themselves favorably within the competitive landscape of Delray Beach, FL.
More salary data for Delray Beach, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,001 for actuariesin the Delray Beach metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Delray Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov