Actuary Salary in Wilmington, DE: $134,110 (2026)
Quick Answer:A full-time actuary in Wilmington, DE earns a median $134,110/year (≈ $64.48/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Wilmington's price level (2% above national, BEA RPP 101.7), that paycheck buys what $131,868 would nationally. Nominal pay sits 1.7% above the Delaware state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Wilmington, Delaware, are projected to earn a median annual salary of $134,110, closely aligning with the national median of $134,160. This salary reflects the competitive landscape between consulting firms like Milliman and Mercer and traditional insurers, particularly at the Fellow level where compensation tends to be higher. The full salary range spans from $79,844 at the 10th percentile to $207,872 at the 90th percentile, offering a diverse spectrum of earnings based on experience, credentials, and specific job roles. These figures are derived from BLS state-level data and regional price adjustments, ensuring they accurately represent the local market context for actuary pay in Wilmington DE.
About the Wilmington Market
Salary estimated from Delaware average ($130,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,844 | $38.39 |
| Lower Range (P25) | $98,856 | $47.52 |
| Median (P50)(typical) | $134,110 | $64.48 |
| Upper Range (P75) | $171,662 | $82.53 |
| Top Earners (P90) | $207,872 | $99.94 |
Median Salary Position
0.04% below the national average
2026 Salary Percentile Distribution in Wilmington
In Wilmington, DE, the actuary salary spread from the 10th to 90th percentile is $128,028 (2026 est.). At $134,110, the local median is 0.04% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Wilmington: You'd be in the lower-middle range
How Wilmington Actuary Pay Compares
Wilmington median: $134,110/year (2026)
| Compared To | Median Salary | Wilmington Pays |
|---|---|---|
| Delaware Average | $131,869 | +1.70% more |
| National Average | $134,160 | -0.04% less |
Actuarys in Wilmington, DE earn a median of $134,110 per year (2026 est.), which is 0.04% lower than the national median of $134,160 and 1.70% above the Delaware state average of $131,869.
Cost-of-Living Adjusted Salary
Wilmington has a cost of living 1.70% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Wilmington, DE has a cost-of-living index of 101.7 (above the national average of 100). While the nominal salary of $134,110 is competitive, the higher cost of living reduces purchasing power to an effective $131,868 — a 1.67% reduction.
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2019 BLS Actual
$108,310
2025 BLS Actual
$129,952
2026 Current Est.
$134,110
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Wilmington (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,310 | Actual |
| 2020 | $110,989 | Actual |
| 2021 | $105,861 | Actual |
| 2022 | $113,948 | Actual |
| 2023 | $119,956 | Actual |
| 2024 | $133,123 | Actual |
| 2025 | $129,952 | Actual |
| 2026(current) | $134,110 | Estimated |
| 2027 | $138,402 | Projected |
Based on 7 years of BLS OEWS data for the Wilmington metropolitan area, the median actuary salary grew 20.0% from $108,310 (2019) to $129,952 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $138,402 by 2027 — a total increase of $30,092 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wilmington metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,844 – $98,856 |
| 3-5 years (Mid Career) | $98,856 – $134,110 |
| 5+ years (Experienced) | $134,110 – $171,662 |
| 10+ years (Top Earner) | $171,662 – $207,872 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Wilmington
The job market for actuaries in Wilmington is relatively small, with only 10 professionals currently employed in the area. However, the local cost of living index stands at 101.7, suggesting that while salaries are competitive, the slightly above-average living expenses could impact overall purchasing power. Life insurance companies such as Prudential and MetLife generally offer some of the highest salaries, alongside consulting firms which frequently pay more for advanced credentials. The wide salary range can be attributed to the importance of exam progression, where each exam passed typically translates to a notable pay increase. Actuaries looking to maximize their earnings in this Wilmington market should consider targeting roles in consulting firms or specialties such as property and casualty or reinsurance, where compensation for FSAs and FCAS is particularly lucrative.
More salary data for Wilmington, DE:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,952 for actuariesin the Wilmington metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Wilmington is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov