Actuary Salary in Upland, CA: $125,805 (2026)
Quick Answer:A full-time actuary in Upland, CA earns a median $125,805/year (≈ $60.49/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Upland's price level (13% above national, BEA RPP 113.1), that paycheck buys what $111,233 would nationally. Nominal pay sits 3.3% below the California state average.
Based on BLS state-level estimates · View source
Actuaries in Upland, California, are projected to earn a median annual salary of $125,805 in 2026, which is approximately 6.23% lower than the national median of $134,160. The pay range shows significant variation, with the lowest earners making $76,348 and the highest reaching up to $194,997. These estimates are based on data from 2025 BLS statistics, adjusted for regional price disparities, and indicate a vibrant job market for actuaries despite the slightly lower salary compared to the national average. As actuaries progress through their exams, the financial rewards can grow substantially, reflecting the increasing value of their expertise in areas like predictive analytics.
About the Upland Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,348 | $36.71 |
| Lower Range (P25) | $94,208 | $45.29 |
| Median (P50)(typical) | $125,805 | $60.49 |
| Upper Range (P75) | $161,030 | $77.42 |
| Top Earners (P90) | $194,997 | $93.75 |
Median Salary Position
6.23% below the national average
2026 Salary Percentile Distribution in Upland
In Upland, CA, the actuary salary spread from the 10th to 90th percentile is $118,649 (2026 est.). At $125,805, the local median is 6.23% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Upland: You'd be in the lower-middle range
How Upland Actuary Pay Compares
Upland median: $125,805/year (2026)
| Compared To | Median Salary | Upland Pays |
|---|---|---|
| California Average | $130,098 | -3.30% less |
| National Average | $134,160 | -6.23% less |
Actuarys in Upland, CA earn a median of $125,805 per year (2026 est.), which is 6.23% lower than the national median of $134,160 and 3.30% below the California state average of $130,098.
Cost-of-Living Adjusted Salary
Upland has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Upland, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $125,805 is competitive, the higher cost of living reduces purchasing power to an effective $111,233 — a 11.58% reduction.
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2019 BLS Actual
$101,602
2025 BLS Actual
$121,904
2026 Current Est.
$125,805
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Upland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,602 | Actual |
| 2020 | $104,115 | Actual |
| 2021 | $99,305 | Actual |
| 2022 | $106,891 | Actual |
| 2023 | $112,527 | Actual |
| 2024 | $161,876 | Actual |
| 2025 | $121,904 | Actual |
| 2026(current) | $125,805 | Estimated |
| 2027 | $129,831 | Projected |
Based on 7 years of BLS OEWS data for the Upland metropolitan area, the median actuary salary grew 20.0% from $101,602 (2019) to $121,904 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $129,831 by 2027 — a total increase of $28,229 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Upland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,348 – $94,208 |
| 3-5 years (Mid Career) | $94,208 – $125,805 |
| 5+ years (Experienced) | $125,805 – $161,030 |
| 10+ years (Top Earner) | $161,030 – $194,997 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Upland
The local job market for actuaries in Upland is quite competitive, with only 18 actuaries currently employed in the area. Given the cost of living index is 113.1, higher than the national average, actuaries must be strategic in maximizing their compensation to maintain purchasing power. Employers like Prudential and UnitedHealth are likely to offer higher salaries, particularly for those with advanced credentials such as FSA or FCAS. The spread between lower and higher salaries may be influenced by factors such as the number of exams passed, specialty focus, and the recognition of credentials in different sectors. As actuaries look to increase their pay, they should consider focusing on fields with current demand, like property and casualty reinsurance, while also seeking benefits associated with exam completion and advanced studies in analytics or data science.
More salary data for Upland, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,904 for actuariesin the Upland metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Upland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov