Actuary Salary in Thousand Oaks, CA: $130,859 (2026)
Quick Answer:A full-time actuary in Thousand Oaks, CA earns a median $130,859/year (≈ $62.91/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Thousand Oaks's price level (13% above national, BEA RPP 113.1), that paycheck buys what $115,702 would nationally. Nominal pay sits 0.6% above the California state average.
Based on BLS state-level estimates · View source
For professionals in the actuarial field considering Thousand Oaks, California, the 2026 projected median annual salary is $130,859, slightly below the national median of $134,160. Actuaries in this city typically earn between $82,308 at the lower end of the spectrum to as high as $202,831 for top earners. These figures reflect estimates derived from 2025 BLS data, adjusted for local cost-of-living factors, which is pertinent given Thousand Oaks' relatively higher cost index of 113.1 compared to the national average. With a 3.20% anticipated annual growth rate, the local market appears stable, hinting at promising opportunities for aspiring and current actuaries alike.
About the Thousand Oaks Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $82,308 | $39.57 |
| Lower Range (P25) | $100,000 | $48.08 |
| Median (P50)(typical) | $130,859 | $62.91 |
| Upper Range (P75) | $167,499 | $80.53 |
| Top Earners (P90) | $202,831 | $97.51 |
Median Salary Position
2.46% below the national average
2026 Salary Percentile Distribution in Thousand Oaks
In Thousand Oaks, CA, the actuary salary spread from the 10th to 90th percentile is $120,523 (2026 est.). At $130,859, the local median is 2.46% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Thousand Oaks: You'd be in the lower-middle range
How Thousand Oaks Actuary Pay Compares
Thousand Oaks median: $130,859/year (2026)
| Compared To | Median Salary | Thousand Oaks Pays |
|---|---|---|
| California Average | $130,078 | +0.60% more |
| National Average | $134,160 | -2.46% less |
Actuarys in Thousand Oaks, CA earn a median of $130,859 per year (2026 est.), which is 2.46% lower than the national median of $134,160 and 0.60% above the California state average of $130,078.
Cost-of-Living Adjusted Salary
Thousand Oaks has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Thousand Oaks, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $130,859 is competitive, the higher cost of living reduces purchasing power to an effective $115,702 — a 11.58% reduction.
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2019 BLS Actual
$105,684
2025 BLS Actual
$126,801
2026 Current Est.
$130,859
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Thousand Oaks (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,684 | Actual |
| 2020 | $108,298 | Actual |
| 2021 | $103,294 | Actual |
| 2022 | $111,185 | Actual |
| 2023 | $117,047 | Actual |
| 2024 | $168,379 | Actual |
| 2025 | $126,801 | Actual |
| 2026(current) | $130,859 | Estimated |
| 2027 | $135,046 | Projected |
Based on 7 years of BLS OEWS data for the Thousand Oaks metropolitan area, the median actuary salary grew 20.0% from $105,684 (2019) to $126,801 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $135,046 by 2027 — a total increase of $29,362 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Thousand Oaks metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $82,308 – $100,000 |
| 3-5 years (Mid Career) | $100,000 – $130,859 |
| 5+ years (Experienced) | $130,859 – $167,499 |
| 10+ years (Top Earner) | $167,499 – $202,831 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Thousand Oaks
The job market for actuaries in Thousand Oaks consists of around 32 professionals, which offers a unique opportunity for networking within a smaller community. However, individuals must also contend with a higher cost of living, which can affect purchasing power despite competitive salaries. Prominent employers include major life insurance companies like Prudential and health insurance firms such as UnitedHealth and Cigna, among others. The variance in compensation can often be influenced by exam progressions, where each passed exam can add approximately $3,000 to $8,000 in annual pay, alongside the transition from ASA to FSA credentials that yield significant pay increases. To maximize potential earnings, candidates should focus on passing exams expediently and enhancing their skill sets—particularly in predictive analytics and data science, which are increasingly vital in shaping actuarial work in this area of CA.
More salary data for Thousand Oaks, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,801 for actuariesin the Thousand Oaks metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Thousand Oaks is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov