Actuary Salary in Lompoc, CA: $128,735 (2026)
Quick Answer:A full-time actuary in Lompoc, CA earns a median $128,735/year (≈ $61.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Lompoc's price level (13% above national, BEA RPP 113.1), that paycheck buys what $113,824 would nationally. Nominal pay sits 1.0% below the California state average.
Based on BLS state-level estimates · View source
As of 2026, actuaries in Lompoc, California, can expect a median annual salary of $128,735, which is slightly below the national median of $134,160. The salary range for this profession in Lompoc varies from $79,677 at the 10th percentile to $199,539 at the 90th percentile. These estimates are derived from state-level data and regional cost adjustments, reflecting the unique aspects of the local job market. Actuarial professionals in Lompoc may choose between different specialties, with compensation frameworks that differ for those aligned with the Society of Actuaries (life, health, pension) versus the Casualty Actuarial Society (property and casualty). Such choices can significantly influence both career progression and earning potential in the region.
About the Lompoc Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,677 | $38.31 |
| Lower Range (P25) | $96,840 | $46.55 |
| Median (P50)(typical) | $128,735 | $61.89 |
| Upper Range (P75) | $164,689 | $79.18 |
| Top Earners (P90) | $199,539 | $95.93 |
Median Salary Position
4.04% below the national average
2026 Salary Percentile Distribution in Lompoc
In Lompoc, CA, the actuary salary spread from the 10th to 90th percentile is $119,862 (2026 est.). At $128,735, the local median is 4.04% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Lompoc: You'd be in the lower-middle range
How Lompoc Actuary Pay Compares
Lompoc median: $128,735/year (2026)
| Compared To | Median Salary | Lompoc Pays |
|---|---|---|
| California Average | $130,035 | -1.00% less |
| National Average | $134,160 | -4.04% less |
Actuarys in Lompoc, CA earn a median of $128,735 per year (2026 est.), which is 4.04% lower than the national median of $134,160 and 1.00% below the California state average of $130,035.
Cost-of-Living Adjusted Salary
Lompoc has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lompoc, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $128,735 is competitive, the higher cost of living reduces purchasing power to an effective $113,824 — a 11.58% reduction.
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2019 BLS Actual
$103,968
2025 BLS Actual
$124,743
2026 Current Est.
$128,735
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Lompoc (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,968 | Actual |
| 2020 | $106,540 | Actual |
| 2021 | $101,618 | Actual |
| 2022 | $109,380 | Actual |
| 2023 | $115,147 | Actual |
| 2024 | $165,646 | Actual |
| 2025 | $124,743 | Actual |
| 2026(current) | $128,735 | Estimated |
| 2027 | $132,854 | Projected |
Based on 7 years of BLS OEWS data for the Lompoc metropolitan area, the median actuary salary grew 20.0% from $103,968 (2019) to $124,743 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,854 by 2027 — a total increase of $28,886 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lompoc metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,677 – $96,840 |
| 3-5 years (Mid Career) | $96,840 – $128,735 |
| 5+ years (Experienced) | $128,735 – $164,689 |
| 10+ years (Top Earner) | $164,689 – $199,539 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Lompoc
Currently, there are eight actuaries employed in Lompoc, creating a small but potentially tight-knit job market where networking can be advantageous. However, the cost of living index for the area is 113.1, meaning that while salaries may be competitive, purchasing power is slightly reduced due to higher living expenses. Employers in the life insurance sector, such as Prudential and MetLife, along with major health insurance providers like UnitedHealth and Cigna, typically offer the most competitive salaries for actuaries in this community. The disparity in salaries often stems from variables such as exam progress—where each passed exam can contribute an additional $3,000 to $8,000 to annual pay—and the credentials held by individuals. To maximize compensation in Lompoc, actuaries should focus on progressing through exams swiftly and consider gaining experience in high-demand sectors, particularly in consulting firms such as Aon or Mercer, that recognize and reward higher skill levels and specializations.
More salary data for Lompoc, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,743 for actuariesin the Lompoc metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lompoc is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov