Actuary Salary in La Mirada, CA: $129,260 (2026)
Quick Answer:A full-time actuary in La Mirada, CA earns a median $129,260/year (≈ $62.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in La Mirada's price level (13% above national, BEA RPP 113.1), that paycheck buys what $114,288 would nationally. Nominal pay sits 0.6% below the California state average.
Based on BLS state-level estimates · View source
In La Mirada, California, actuaries are projected to earn a median annual salary of $129,260 in 2026, a figure slightly below the national median of $134,160. The local salary range is quite broad, with starting salaries around $80,752 for entry-level positions and potential earnings reaching $200,354 for seasoned professionals. These estimates are derived from 2025 BLS Occupational Employment and Wage Statistics, adjusted for regional cost factors specific to La Mirada. Given this data, individuals in the life, health, and pension sectors (SOA) might experience different compensation levels compared to those in property and casualty (CAS) specialties, reflecting variations in demand and market stability.
About the La Mirada Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,752 | $38.82 |
| Lower Range (P25) | $97,890 | $47.06 |
| Median (P50)(typical) | $129,260 | $62.15 |
| Upper Range (P75) | $165,453 | $79.55 |
| Top Earners (P90) | $200,354 | $96.33 |
Median Salary Position
3.65% below the national average
2026 Salary Percentile Distribution in La Mirada
In La Mirada, CA, the actuary salary spread from the 10th to 90th percentile is $119,602 (2026 est.). At $129,260, the local median is 3.65% below the national median of $134,160.
Salary Calculator
At 40 hours/week in La Mirada: You'd be in the lower-middle range
How La Mirada Actuary Pay Compares
La Mirada median: $129,260/year (2026)
| Compared To | Median Salary | La Mirada Pays |
|---|---|---|
| California Average | $130,040 | -0.60% less |
| National Average | $134,160 | -3.65% less |
Actuarys in La Mirada, CA earn a median of $129,260 per year (2026 est.), which is 3.65% lower than the national median of $134,160 and 0.60% below the California state average of $130,040.
Cost-of-Living Adjusted Salary
La Mirada has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
La Mirada, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $129,260 is competitive, the higher cost of living reduces purchasing power to an effective $114,288 — a 11.58% reduction.
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2019 BLS Actual
$104,393
2025 BLS Actual
$125,252
2026 Current Est.
$129,260
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in La Mirada (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,393 | Actual |
| 2020 | $106,975 | Actual |
| 2021 | $102,032 | Actual |
| 2022 | $109,827 | Actual |
| 2023 | $115,617 | Actual |
| 2024 | $166,322 | Actual |
| 2025 | $125,252 | Actual |
| 2026(current) | $129,260 | Estimated |
| 2027 | $133,396 | Projected |
Based on 7 years of BLS OEWS data for the La Mirada metropolitan area, the median actuary salary grew 20.0% from $104,393 (2019) to $125,252 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $133,396 by 2027 — a total increase of $29,003 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the La Mirada metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,752 – $97,890 |
| 3-5 years (Mid Career) | $97,890 – $129,260 |
| 5+ years (Experienced) | $129,260 – $165,453 |
| 10+ years (Top Earner) | $165,453 – $200,354 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in La Mirada
The job market in La Mirada currently employs approximately 10 actuaries, indicating a niche but stable employment landscape. While the cost-of-living index stands at 113.1, higher than the national average, it highlights that take-home pay may not stretch as far as it would in lower-cost areas. Employers such as Prudential and MetLife in the life insurance industry, alongside firms like UnitedHealth in managed care, are known to offer competitive salaries within the local market. The disparity between lower and higher earners can often be attributed to exam progressions, as each passed exam typically translates into a salary increase. Strategies for enhancing earnings include focusing on specialties such as property and casualty insurance or pursuing actuarial credentials, such as the FSA designation, which may yield higher compensation, particularly within consulting firms such as Aon and Mercer in La Mirada.
More salary data for La Mirada, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $125,252 for actuariesin the La Mirada metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for La Mirada is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov