Actuary Salary in La Habra, CA: $125,620 (2026)
Quick Answer:A full-time actuary in La Habra, CA earns a median $125,620/year (≈ $60.39/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in La Habra's price level (13% above national, BEA RPP 113.1), that paycheck buys what $111,070 would nationally. Nominal pay sits 3.4% below the California state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in La Habra, California, can expect to earn a median salary of $125,620, reflecting local economic conditions and job market dynamics. The salary range extends from $76,333 at the 10th percentile to $194,712 at the 90th percentile, showcasing variation based on experience and specialty. These figures, derived from 2025 BLS data projected to 2026, highlight the unique position of the actuarial profession within the region’s labor market. Actuaries in La Habra tend to gravitate towards life and health insurance sectors, where the Society of Actuaries (SOA) certifications drive compensation potential, contrasting with those in property and casualty insurance, which fall under the Casualty Actuarial Society (CAS).
About the La Habra Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,333 | $36.70 |
| Lower Range (P25) | $93,852 | $45.12 |
| Median (P50)(typical) | $125,620 | $60.39 |
| Upper Range (P75) | $160,794 | $77.31 |
| Top Earners (P90) | $194,712 | $93.61 |
Median Salary Position
6.37% below the national average
2026 Salary Percentile Distribution in La Habra
In La Habra, CA, the actuary salary spread from the 10th to 90th percentile is $118,379 (2026 est.). At $125,620, the local median is 6.37% below the national median of $134,160.
Salary Calculator
At 40 hours/week in La Habra: You'd be in the lower-middle range
How La Habra Actuary Pay Compares
La Habra median: $125,620/year (2026)
| Compared To | Median Salary | La Habra Pays |
|---|---|---|
| California Average | $130,042 | -3.40% less |
| National Average | $134,160 | -6.37% less |
Actuarys in La Habra, CA earn a median of $125,620 per year (2026 est.), which is 6.37% lower than the national median of $134,160 and 3.40% below the California state average of $130,042.
Cost-of-Living Adjusted Salary
La Habra has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
La Habra, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $125,620 is competitive, the higher cost of living reduces purchasing power to an effective $111,070 — a 11.58% reduction.
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2019 BLS Actual
$101,453
2025 BLS Actual
$121,725
2026 Current Est.
$125,620
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in La Habra (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,453 | Actual |
| 2020 | $103,963 | Actual |
| 2021 | $99,159 | Actual |
| 2022 | $106,734 | Actual |
| 2023 | $112,362 | Actual |
| 2024 | $161,638 | Actual |
| 2025 | $121,725 | Actual |
| 2026(current) | $125,620 | Estimated |
| 2027 | $129,640 | Projected |
Based on 7 years of BLS OEWS data for the La Habra metropolitan area, the median actuary salary grew 20.0% from $101,453 (2019) to $121,725 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $129,640 by 2027 — a total increase of $28,187 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the La Habra metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,333 – $93,852 |
| 3-5 years (Mid Career) | $93,852 – $125,620 |
| 5+ years (Experienced) | $125,620 – $160,794 |
| 10+ years (Top Earner) | $160,794 – $194,712 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in La Habra
The local job market for actuaries in La Habra is relatively modest, with only 16 professionals currently employed in this discipline. The area's cost of living index stands at 113.1, indicating living expenses are above the national average, which can impact take-home pay and purchasing power for those in the field. Leading employers like Prudential and UnitedHealth typically offer the most competitive salaries among local companies, while consulting firms such as Aon and Mercer command higher wages for credentialed actuaries, especially those with FSA or FCAS designations. Pay differences often hinge on exam progression; each completed exam can add considerably to an actuary's base salary. To enhance their earning potential in La Habra, professionals should focus on obtaining higher credentials and consider specializing in niche areas that offer greater compensation, particularly in consulting where analytical skills are increasingly in demand.
More salary data for La Habra, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,725 for actuariesin the La Habra metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for La Habra is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov