Actuary Salary in Huntington Beach, CA: $130,544 (2026)
Quick Answer:A full-time actuary in Huntington Beach, CA earns a median $130,544/year (≈ $62.77/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Huntington Beach's price level (13% above national, BEA RPP 113.1), that paycheck buys what $115,424 would nationally. Nominal pay sits 0.3% above the California state average.
Based on BLS state-level estimates · View source
In Huntington Beach, California, the financial landscape for actuaries reveals a median annual salary of $130,544, indicating a promising earning potential for those navigating the life, health, and pension specialties associated with the Society of Actuaries (SOA). With a salary range spanning from $81,488 at the 10th percentile to $202,343 at the 90th percentile, the data reflects the variability of compensation based on factors such as experience and credentials. These figures, derived from estimates based on 2025 BLS OEWS data projected to 2026, emphasize the diverse opportunities available in the local job market, particularly for actuaries specializing in risk assessment and management. Those pursuing careers in this vibrant coastal city can expect a competitive environment, raising the bar for professional achievements and compensation.
About the Huntington Beach Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $81,488 | $39.17 |
| Lower Range (P25) | $99,387 | $47.78 |
| Median (P50)(typical) | $130,544 | $62.77 |
| Upper Range (P75) | $167,096 | $80.33 |
| Top Earners (P90) | $202,343 | $97.28 |
Median Salary Position
2.7% below the national average
2026 Salary Percentile Distribution in Huntington Beach
In Huntington Beach, CA, the actuary salary spread from the 10th to 90th percentile is $120,855 (2026 est.). At $130,544, the local median is 2.7% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Huntington Beach: You'd be in the lower-middle range
How Huntington Beach Actuary Pay Compares
Huntington Beach median: $130,544/year (2026)
| Compared To | Median Salary | Huntington Beach Pays |
|---|---|---|
| California Average | $130,153 | +0.30% more |
| National Average | $134,160 | -2.70% less |
Actuarys in Huntington Beach, CA earn a median of $130,544 per year (2026 est.), which is 2.70% lower than the national median of $134,160 and 0.30% above the California state average of $130,153.
Cost-of-Living Adjusted Salary
Huntington Beach has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Huntington Beach, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $130,544 is competitive, the higher cost of living reduces purchasing power to an effective $115,424 — a 11.58% reduction.
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2019 BLS Actual
$105,430
2025 BLS Actual
$126,496
2026 Current Est.
$130,544
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Huntington Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,430 | Actual |
| 2020 | $108,037 | Actual |
| 2021 | $103,046 | Actual |
| 2022 | $110,918 | Actual |
| 2023 | $116,766 | Actual |
| 2024 | $167,973 | Actual |
| 2025 | $126,496 | Actual |
| 2026(current) | $130,544 | Estimated |
| 2027 | $134,721 | Projected |
Based on 7 years of BLS OEWS data for the Huntington Beach metropolitan area, the median actuary salary grew 20.0% from $105,430 (2019) to $126,496 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $134,721 by 2027 — a total increase of $29,291 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Huntington Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $81,488 – $99,387 |
| 3-5 years (Mid Career) | $99,387 – $130,544 |
| 5+ years (Experienced) | $130,544 – $167,096 |
| 10+ years (Top Earner) | $167,096 – $202,343 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Huntington Beach
Examining the local job market further, Huntington Beach employs around 50 actuaries, contributing to a supportive professional community. With a cost-of-living index of 113.1, professionals in this region must strategize wisely to maximize their take-home pay. Life insurers like Prudential and health insurance companies such as UnitedHealth are among the top employers known for competitive salaries in the area. The compensation spans significantly in this market, influenced by credentials, exam progression, and specialization. Actuaries who achieve designations from the SOA or CAS may experience upward mobility in pay, as each passed exam can lead to substantial raises. To enhance earning potential, aspiring actuaries should consider roles in data analytics and consulting where firms often offer higher compensation for advanced qualifications. Ultimately, staying abreast of industry trends and continuing education can significantly influence salary outcomes for actuaries in Huntington Beach, CA.
More salary data for Huntington Beach, CA:
Frequently Asked Questions
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,496 for actuariesin the Huntington Beach metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Huntington Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov