Actuary Salary in Fontana, CA: $135,283 (2026)
Quick Answer:A full-time actuary in Fontana, CA earns a median $135,283/year (≈ $65.04/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Fontana's price level (13% above national, BEA RPP 113.1), that paycheck buys what $119,614 would nationally. Nominal pay sits 4.0% above the California state average.
Based on BLS state-level estimates · View source
In 2026, the median annual salary for actuaries in Fontana, California, is projected to be $135,283, slightly above the national median of $134,160. Actuaries in this area can expect to earn anywhere from $78,464 at the lower end of the spectrum to $209,688 for those at the higher end, offering a competitive salary range that reflects the variation in skill level and employer type. This salary landscape is shaped particularly by the distinction between consulting firms—such as Milliman, Mercer, and WTW—where compensation can be significantly higher, and traditional insurers, giving Fontana residents access to diverse salary potentials based on their career choices and professional credentials.
About the Fontana Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,464 | $37.72 |
| Lower Range (P25) | $97,403 | $46.83 |
| Median (P50)(typical) | $135,283 | $65.04 |
| Upper Range (P75) | $173,162 | $83.25 |
| Top Earners (P90) | $209,688 | $100.82 |
Median Salary Position
0.84% above the national average
2026 Salary Percentile Distribution in Fontana
In Fontana, CA, the actuary salary spread from the 10th to 90th percentile is $131,224 (2026 est.). At $135,283, the local median is 0.84% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Fontana: You'd be in the lower-middle range
How Fontana Actuary Pay Compares
Fontana median: $135,283/year (2026)
| Compared To | Median Salary | Fontana Pays |
|---|---|---|
| California Average | $130,080 | +4.00% more |
| National Average | $134,160 | +0.84% more |
Actuarys in Fontana, CA earn a median of $135,283 per year (2026 est.), which is 0.84% higher than the national median of $134,160 and 4.00% above the California state average of $130,080.
Cost-of-Living Adjusted Salary
Fontana has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fontana, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $135,283 is competitive, the higher cost of living reduces purchasing power to an effective $119,614 — a 11.58% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$109,257
2025 BLS Actual
$131,088
2026 Current Est.
$135,283
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Fontana (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $109,257 | Actual |
| 2020 | $111,959 | Actual |
| 2021 | $106,786 | Actual |
| 2022 | $114,944 | Actual |
| 2023 | $121,004 | Actual |
| 2024 | $174,072 | Actual |
| 2025 | $131,088 | Actual |
| 2026(current) | $135,283 | Estimated |
| 2027 | $139,612 | Projected |
Based on 7 years of BLS OEWS data for the Fontana metropolitan area, the median actuary salary grew 20.0% from $109,257 (2019) to $131,088 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $139,612 by 2027 — a total increase of $30,355 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fontana metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,464 – $97,403 |
| 3-5 years (Mid Career) | $97,403 – $135,283 |
| 5+ years (Experienced) | $135,283 – $173,162 |
| 10+ years (Top Earner) | $173,162 – $209,688 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Fontana
Examining the job market in Fontana reveals that 32 actuaries are currently employed, indicating a solid presence within the community. The cost-of-living index reflects values above the national average at 113.1, which can influence the effective purchasing power of actuaries' salaries in the region. Employers across various sectors, from life and health insurance companies like Prudential and UnitedHealth to consulting houses, provide varying salary structures influenced by which qualifications an actuary holds. In Fontana, achieving higher pay often hinges on progression through actuarial exams—each one completed commonly nets an increase of $3,000 to $8,000 in base salary. For professionals seeking to maximize their earnings, specializing in high-demand areas such as property and casualty insurance or predictive analytics could prove beneficial. Engaging with this focus can elevate one’s profile and foster greater marketability in Fontana's competitive actuarial landscape.
More salary data for Fontana, CA:
Frequently Asked Questions
How much do actuaries make in Fontana, CA in 2026?
Is Fontana, CA a good place to work as a actuary?
Can actuaries make $100K in Fontana?
What is the cost-of-living adjusted actuary salary in Fontana?
How much does a actuary make per hour in Fontana?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in California
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $131,088 for actuariesin the Fontana metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fontana is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov