Actuary Salary in Chula Vista, CA: $111,471 (2026)
Quick Answer:A full-time actuary in Chula Vista, CA earns a median $111,471/year (≈ $53.59/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Chula Vista's price level (13% above national, BEA RPP 113.1), that paycheck buys what $98,560 would nationally. Nominal pay sits 14.3% below the California state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Chula Vista can expect a median annual salary of $111,471, which reflects a significant but notable discrepancy when compared to the national median of $134,160. The salary range for professionals in this field spans from $64,654 at the 10th percentile to $172,781 at the 90th percentile, offering a glimpse into the variations influenced by experience and specialization. These figures represent local estimates based on 2025 BLS data projected to 2026 and adjusted for the regional cost of living. With established paths for exam progression, the local job market shows promise, indicating that actuaries can steadily advance in their careers while contributing vital services to various industries in Chula Vista.
About the Chula Vista Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $64,654 | $31.08 |
| Lower Range (P25) | $84,637 | $40.69 |
| Median (P50)(typical) | $111,471 | $53.59 |
| Upper Range (P75) | $142,683 | $68.60 |
| Top Earners (P90) | $172,781 | $83.07 |
Median Salary Position
16.91% below the national average
2026 Salary Percentile Distribution in Chula Vista
In Chula Vista, CA, the actuary salary spread from the 10th to 90th percentile is $108,127 (2026 est.). At $111,471, the local median is 16.91% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Chula Vista: You'd be in the lower-middle range
How Chula Vista Actuary Pay Compares
Chula Vista median: $111,471/year (2026)
| Compared To | Median Salary | Chula Vista Pays |
|---|---|---|
| California Average | $130,072 | -14.30% less |
| National Average | $134,160 | -16.91% less |
Actuarys in Chula Vista, CA earn a median of $111,471 per year (2026 est.), which is 16.91% lower than the national median of $134,160 and 14.30% below the California state average of $130,072.
Cost-of-Living Adjusted Salary
Chula Vista has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Chula Vista, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $111,471 is competitive, the higher cost of living reduces purchasing power to an effective $98,560 — a 11.58% reduction.
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2019 BLS Actual
$90,026
2025 BLS Actual
$108,015
2026 Current Est.
$111,471
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Chula Vista (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $90,026 | Actual |
| 2020 | $92,253 | Actual |
| 2021 | $87,991 | Actual |
| 2022 | $94,713 | Actual |
| 2023 | $99,706 | Actual |
| 2024 | $172,610 | Actual |
| 2025 | $108,015 | Actual |
| 2026(current) | $111,471 | Estimated |
| 2027 | $115,039 | Projected |
Based on 7 years of BLS OEWS data for the Chula Vista metropolitan area, the median actuary salary grew 20.0% from $90,026 (2019) to $108,015 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $115,039 by 2027 — a total increase of $25,013 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chula Vista metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $64,654 – $84,637 |
| 3-5 years (Mid Career) | $84,637 – $111,471 |
| 5+ years (Experienced) | $111,471 – $142,683 |
| 10+ years (Top Earner) | $142,683 – $172,781 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Chula Vista
With only 51 actuaries currently employed in Chula Vista, this region presents a unique dynamic in its job market, particularly with a cost-of-living index of 113.1, which surpasses the national average. This index impacts take-home pay and purchasing power, making salary negotiations crucial for actuaries considering roles within local firms. Leading employers, including Prudential, UnitedHealth, and State Farm, are among those who typically offer higher compensation packages, particularly for those who have earned advanced credentials such as the FSA or FCAS. Actuaries here can maximize their pay by focusing on the exam progression pathway, as each completed exam often translates to a salary increase of $3,000 to $8,000. Additionally, gaining expertise in lucrative specialties like property and casualty insurance or consulting can further enhance salary potential, making the pursuit of expertise critical in a competitive environment. Understanding how much do actuaries make in Chula Vista requires an awareness of these factors and strategic career choices within the local market.
More salary data for Chula Vista, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $108,015 for actuariesin the Chula Vista metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Chula Vista is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov